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80454

ZIPSAFMR
Jefferson County, CO

ZIP Investment Score

66Below average

095130300
BRFMR
Eff. Rent
0 BR$2,050$2,260
1 BR$2,150$2,370
2 BR$2,540$2,740
3 BR$3,340$3,210
4 BR$3,730$3,800
5 BR$4,290Not available
6 BR$4,933Not available
7 BR$5,673Not available
8 BR$6,524Not available

Purchase Price Calculator

Maximum purchase price
$345,246

Cost breakdown

+Likely effective rent$2,740
HUD FMR$2,540
Market rent$2,840
Est. payment standard (108%)Used$2,740
-Principal and interest-$1,746
Loan amount$276,197
Down payment$69,049
Rate6.50%
Term30 years
-Operating costs-$794
Property taxes-$345
Insurance-$175
Utilities$0
HOA$0
Management-$274
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$43,642(63.2% ROI)
Projected value
$371,793
Return breakdown
Property appreciation+$26,546
Loan principal paid down+$9,895
Rental cash flow+$7,200
5-year hold
+$75,015(108.6% ROI)
Projected value
$390,615
Return breakdown
Property appreciation+$45,368
Loan principal paid down+$17,646
Rental cash flow+$12,000
10-year hold
+$162,746(235.7% ROI)
Projected value
$441,945
Return breakdown
Property appreciation+$96,698
Loan principal paid down+$42,048
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.77
1 BR
0.80
2 BR
0.89
3 BR
1.04
4 BR
0.97
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 80454 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 80454 (Indian Hills, CO) is $2,540 a month. That is up 3.3% from $2,460 in FY 2026. Indian Hills is in the Denver-Aurora-Centennial, CO MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,169. Among 36 ZIP codes in Jefferson County, 80454 has the 5th-highest two-bedroom rent (county range $1,890–$3,210). The median county two-bedroom FMR in Colorado is $1,375, so ZIP 80454 is 85% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 80454
BedroomsFY 2027Change90–110% range
Studio$2,050+6.2%$1,845–$2,255
1BR$2,150+4.4%$1,935–$2,365
2BR$2,540+3.3%$2,286–$2,794
3BR$3,340+3.7%$3,006–$3,674
4BR$3,730+4.2%$3,357–$4,103

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 80454
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,050$2,150$2,540$3,340$3,730
FY 2026$1,930$2,060$2,460$3,220$3,580
FY 2025$1,980$2,150$2,580$3,370$3,770
FY 2024$1,990$2,200$2,640$3,450$3,880
FY 2023$1,640$1,810$2,180$2,880$3,230

Two-bedroom rent in nearby Jefferson County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 80454
80402$2,140−15.7%
80403$2,460−3.1%
80419$2,140−15.7%
80425$2,450−3.5%
80433$2,830+11.4%
80437$2,140−15.7%
80439$2,310−9.1%
80453$2,330−8.3%
80454Current$2,540—
80457$2,310−9.1%
80465$2,590+2.0%
80470$2,310−9.1%

Questions about ZIP 80454 rents

How much will Section 8 pay for a two-bedroom in ZIP 80454?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,169, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,952 to $2,386 a month; under the ZIP-level Small Area FMR of $2,540 it would be $2,286 to $2,794. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 80454 in?

ZIP 80454 is in the Denver-Aurora-Centennial, CO MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,169.

How much did fair market rent change in ZIP 80454 for FY 2027?

The two-bedroom FMR rose 3.3%, from $2,460 in FY 2026 to $2,540 in FY 2027. Since FY 2023 it has risen 16.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set