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Pueblo County/Pueblo/81006

81006

ZIPSAFMR
Pueblo County, CO
Zillow

ZIP Investment Score

61Below average

095130300
BRFMR
Eff. Rent
0 BR$920$1,010
1 BR$1,020$1,120
2 BR$1,320$1,330
3 BR$1,680$1,340
4 BR$1,980$1,550
5 BR$2,277Not available
6 BR$2,619Not available
7 BR$3,011Not available
8 BR$3,463Not available

Purchase Price Calculator

Maximum purchase price
$135,721

Cost breakdown

+Likely effective rent$1,330
HUD FMR$1,320
Market rent$1,340
Est. payment standard (101%)Used$1,330
-Principal and interest-$686
Loan amount$108,577
Down payment$27,144
Rate6.50%
Term30 years
-Operating costs-$444
Property taxes-$136
Insurance-$175
Utilities$0
HOA$0
Management-$133
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,526(79.3% ROI)
Projected value
$146,157
Return breakdown
Property appreciation+$10,436
Loan principal paid down+$3,890
Rental cash flow+$7,200
5-year hold
+$36,772(135.5% ROI)
Projected value
$153,556
Return breakdown
Property appreciation+$17,835
Loan principal paid down+$6,937
Rental cash flow+$12,000
10-year hold
+$78,543(289.4% ROI)
Projected value
$173,734
Return breakdown
Property appreciation+$38,013
Loan principal paid down+$16,530
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.74
1 BR
0.84
2 BR
0.99
3 BR
1.25
4 BR
1.28
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 81006 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 81006 (Pueblo, CO) is $1,320 a month. That is up 3.9% from $1,270 in FY 2026. Pueblo is in the Pueblo, CO MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,263. Among 13 ZIP codes in Pueblo County, 81006 has the 6th-highest two-bedroom rent (county range $1,130–$1,650). The median county two-bedroom FMR in Colorado is $1,375, so ZIP 81006 is 4% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 81006
BedroomsFY 2027Change90–110% range
Studio$920+4.5%$828–$1,012
1BR$1,020+5.2%$918–$1,122
2BR$1,320+3.9%$1,188–$1,452
3BR$1,680+3.7%$1,512–$1,848
4BR$1,980+4.8%$1,782–$2,178

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 81006
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$920$1,020$1,320$1,680$1,980
FY 2026$880$970$1,270$1,620$1,890
FY 2025$830$920$1,210$1,560$1,720
FY 2024$790$860$1,130$1,470$1,620
FY 2023$830$870$1,150$1,510$1,710

Two-bedroom rent in nearby Pueblo County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 81006
81001$1,210−8.3%
81002$1,260−4.5%
81003$1,160−12.1%
81004$1,240−6.1%
81005$1,230−6.8%
81006Current$1,320—
81007$1,520+15.2%
81008$1,650+25.0%
81019$1,440+9.1%
81022$1,490+12.9%
81023$1,200−9.1%
81025$1,370+3.8%

Questions about ZIP 81006 rents

How much will Section 8 pay for a two-bedroom in ZIP 81006?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,263, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,137 to $1,389 a month; under the ZIP-level Small Area FMR of $1,320 it would be $1,188 to $1,452. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 81006 in?

ZIP 81006 is in the Pueblo, CO MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,263.

How much did fair market rent change in ZIP 81006 for FY 2027?

The two-bedroom FMR rose 3.9%, from $1,270 in FY 2026 to $1,320 in FY 2027. Since FY 2023 it has risen 14.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentPueblo, CO fair market rentCO statewide rentsWhat is SAFMR?Data sources