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Pueblo County/Pueblo/81007

81007

ZIPSAFMR
Pueblo County, CO
Zillow

ZIP Investment Score

85Below average

095130300
BRFMR
Eff. Rent
0 BR$1,060$1,170
1 BR$1,180$1,280
2 BR$1,520$1,460
3 BR$1,940$2,060
4 BR$2,280$2,330
5 BR$2,622Not available
6 BR$3,015Not available
7 BR$3,468Not available
8 BR$3,988Not available

Purchase Price Calculator

Maximum purchase price
$155,039

Cost breakdown

+Likely effective rent$1,460
HUD FMR$1,520
Market rentUsed$1,460
Est. payment standard (97%)$1,480
-Principal and interest-$784
Loan amount$124,031
Down payment$31,008
Rate6.50%
Term30 years
-Operating costs-$476
Property taxes-$155
Insurance-$175
Utilities$0
HOA$0
Management-$146
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,565(76.0% ROI)
Projected value
$166,960
Return breakdown
Property appreciation+$11,921
Loan principal paid down+$4,444
Rental cash flow+$7,200
5-year hold
+$40,298(130.0% ROI)
Projected value
$175,412
Return breakdown
Property appreciation+$20,373
Loan principal paid down+$7,924
Rental cash flow+$12,000
10-year hold
+$86,306(278.3% ROI)
Projected value
$198,463
Return breakdown
Property appreciation+$43,424
Loan principal paid down+$18,882
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.66
1 BR
0.89
2 BR
1.04
3 BR
0.91
4 BR
0.97
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 81007 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 81007 (Pueblo, CO) is $1,520 a month. That is down 2.6% from $1,560 in FY 2026. Pueblo is in the Pueblo, CO MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,263. Among 13 ZIP codes in Pueblo County, 81007 has the 2nd-highest two-bedroom rent (county range $1,130–$1,650). The median county two-bedroom FMR in Colorado is $1,375, so ZIP 81007 is 11% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 81007
BedroomsFY 2027Change90–110% range
Studio$1,060−1.9%$954–$1,166
1BR$1,180−0.8%$1,062–$1,298
2BR$1,520−2.6%$1,368–$1,672
3BR$1,940−2.5%$1,746–$2,134
4BR$2,280−2.1%$2,052–$2,508

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 81007
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,060$1,180$1,520$1,940$2,280
FY 2026$1,080$1,190$1,560$1,990$2,330
FY 2025$1,080$1,200$1,570$2,030$2,230
FY 2024$1,010$1,100$1,440$1,870$2,070
FY 2023$990$1,040$1,370$1,790$2,040

Two-bedroom rent in nearby Pueblo County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 81007
81001$1,210−20.4%
81002$1,260−17.1%
81003$1,160−23.7%
81004$1,240−18.4%
81005$1,230−19.1%
81006$1,320−13.2%
81007Current$1,520—
81008$1,650+8.6%
81019$1,440−5.3%
81022$1,490−2.0%
81023$1,200−21.1%
81025$1,370−9.9%

Questions about ZIP 81007 rents

How much will Section 8 pay for a two-bedroom in ZIP 81007?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,263, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,137 to $1,389 a month; under the ZIP-level Small Area FMR of $1,520 it would be $1,368 to $1,672. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 81007 in?

ZIP 81007 is in the Pueblo, CO MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,263.

How much did fair market rent change in ZIP 81007 for FY 2027?

The two-bedroom FMR fell 2.6%, from $1,560 in FY 2026 to $1,520 in FY 2027. Since FY 2023 it has risen 10.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentPueblo, CO fair market rentCO statewide rentsWhat is SAFMR?Data sources