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Pueblo County/Boone/81025

81025

ZIPSAFMR
Pueblo County, CO
Zillow

ZIP Investment Score

92Below average

095130300
BRFMR
Eff. Rent
0 BR$970$970
1 BR$1,070$1,070
2 BR$1,370$1,370
3 BR$1,740$1,740
4 BR$2,100$2,100
5 BR$2,415Not available
6 BR$2,777Not available
7 BR$3,194Not available
8 BR$3,673Not available

Purchase Price Calculator

Maximum purchase price
$141,665

Cost breakdown

+Likely effective rent$1,370
HUD FMRUsed$1,370
Market rentN/A
Est. payment standardN/A
-Principal and interest-$716
Loan amount$113,332
Down payment$28,333
Rate6.50%
Term30 years
-Operating costs-$454
Property taxes-$142
Insurance-$175
Utilities$0
HOA$0
Management-$137
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,153(78.2% ROI)
Projected value
$152,558
Return breakdown
Property appreciation+$10,893
Loan principal paid down+$4,060
Rental cash flow+$7,200
5-year hold
+$37,857(133.6% ROI)
Projected value
$160,281
Return breakdown
Property appreciation+$18,616
Loan principal paid down+$7,241
Rental cash flow+$12,000
10-year hold
+$80,932(285.6% ROI)
Projected value
$181,343
Return breakdown
Property appreciation+$39,678
Loan principal paid down+$17,254
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 81025 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 81025 (Boone, CO) is $1,370 a month. That is unchanged from FY 2026. Boone is in the Pueblo, CO MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,263. Among 13 ZIP codes in Pueblo County, 81025 has the 5th-highest two-bedroom rent (county range $1,130–$1,650).

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 81025
BedroomsFY 2027Change90–110% range
Studio$9700.0%$873–$1,067
1BR$1,070+1.9%$963–$1,177
2BR$1,3700.0%$1,233–$1,507
3BR$1,7400.0%$1,566–$1,914
4BR$2,100+0.5%$1,890–$2,310

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 81025
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$970$1,070$1,370$1,740$2,100
FY 2026$970$1,050$1,370$1,740$2,090
FY 2025$860$950$1,250$1,620$1,780
FY 2024$800$870$1,140$1,480$1,640
FY 2023$800$840$1,100$1,440$1,640

Two-bedroom rent in nearby Pueblo County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 81025
81001$1,210−11.7%
81002$1,260−8.0%
81003$1,160−15.3%
81004$1,240−9.5%
81005$1,230−10.2%
81006$1,320−3.6%
81007$1,520+10.9%
81008$1,650+20.4%
81019$1,440+5.1%
81022$1,490+8.8%
81023$1,200−12.4%
81025Current$1,370—

Questions about ZIP 81025 rents

How much will Section 8 pay for a two-bedroom in ZIP 81025?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,263, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,137 to $1,389 a month; under the ZIP-level Small Area FMR of $1,370 it would be $1,233 to $1,507. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 81025 in?

ZIP 81025 is in the Pueblo, CO MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,263.

How much did fair market rent change in ZIP 81025 for FY 2027?

The two-bedroom FMR was unchanged at $1,370 in FY 2027. Since FY 2023 it has risen 24.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentBoone, CO fair market rentCO statewide rentsWhat is SAFMR?Data sources