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95687

ZIPSAFMR
Solano County, CA

ZIP Investment Score

98Above average

095130300
BRFMR
Eff. Rent
0 BR$1,910$2,000
1 BR$2,100$2,000
2 BR$2,620$2,680
3 BR$3,420$3,020
4 BR$3,900$3,320
5 BR$4,485Not available
6 BR$5,158Not available
7 BR$5,931Not available
8 BR$6,821Not available

Purchase Price Calculator

Maximum purchase price
$336,330

Cost breakdown

+Likely effective rent$2,680
HUD FMR$2,620
Market rent$2,710
Est. payment standard (102%)Used$2,680
-Principal and interest-$1,701
Loan amount$269,064
Down payment$67,266
Rate6.50%
Term30 years
-Operating costs-$779
Property taxes-$336
Insurance-$175
Utilities$0
HOA$0
Management-$268
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$42,701(63.5% ROI)
Projected value
$362,191
Return breakdown
Property appreciation+$25,861
Loan principal paid down+$9,640
Rental cash flow+$7,200
5-year hold
+$73,387(109.1% ROI)
Projected value
$380,527
Return breakdown
Property appreciation+$44,197
Loan principal paid down+$17,191
Rental cash flow+$12,000
10-year hold
+$159,163(236.6% ROI)
Projected value
$430,531
Return breakdown
Property appreciation+$94,201
Loan principal paid down+$40,962
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.93
1 BR
1.05
2 BR
0.97
3 BR
1.13
4 BR
1.17
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 95687 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 95687 (Vacaville, CA) is $2,620 a month. That is up 8.7% from $2,410 in FY 2026. Vacaville is in the Vallejo, CA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,342. Among 16 ZIP codes in Solano County, 95687 has the 5th-highest two-bedroom rent (county range $1,620–$3,290). The median county two-bedroom FMR in California is $1,725, so ZIP 95687 is 52% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 95687
BedroomsFY 2027Change90–110% range
Studio$1,910+9.1%$1,719–$2,101
1BR$2,100+10.5%$1,890–$2,310
2BR$2,620+8.7%$2,358–$2,882
3BR$3,420+7.2%$3,078–$3,762
4BR$3,900+8.9%$3,510–$4,290

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 95687
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,910$2,100$2,620$3,420$3,900
FY 2026$1,750$1,900$2,410$3,190$3,580
FY 2025$1,840$2,020$2,580$3,450$3,910
FY 2024$1,740$1,950$2,430$3,370$3,840
FY 2023$1,550$1,760$2,130$3,030$3,540

Two-bedroom rent in nearby Solano County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 95687
94535$3,290+25.6%
94571$1,620−38.2%
94585$2,420−7.6%
94589$2,360−9.9%
94590$2,230−14.9%
94591$2,990+14.1%
94592$3,090+17.9%
95620$1,970−24.8%
95625$2,560−2.3%
95687Current$2,620—
95688$2,340−10.7%
95696$2,340−10.7%

Questions about ZIP 95687 rents

How much will Section 8 pay for a two-bedroom in ZIP 95687?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,342, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,108 to $2,576 a month; under the ZIP-level Small Area FMR of $2,620 it would be $2,358 to $2,882. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 95687 in?

ZIP 95687 is in the Vallejo, CA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,342.

How much did fair market rent change in ZIP 95687 for FY 2027?

The two-bedroom FMR rose 8.7%, from $2,410 in FY 2026 to $2,620 in FY 2027. Since FY 2023 it has risen 23.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set