Skip to main content
Loading page
Orange County/Central Valley/10917

10917

ZIPSAFMR
Orange County, NY
Zillow

ZIP Investment Score

70Below average

095130300
BRFMR
Eff. Rent
0 BR$1,800$1,710
1 BR$2,020$1,960
2 BR$2,590$2,390
3 BR$3,270$3,150
4 BR$3,440$3,560
5 BR$3,956Not available
6 BR$4,549Not available
7 BR$5,232Not available
8 BR$6,017Not available

Purchase Price Calculator

Maximum purchase price
$293,237

Cost breakdown

+Likely effective rent$2,390
HUD FMR$2,590
Market rentUsed$2,390
Est. payment standard (95%)$2,460
-Principal and interest-$1,483
Loan amount$234,589
Down payment$58,647
Rate6.50%
Term30 years
-Operating costs-$707
Property taxes-$293
Insurance-$175
Utilities$0
HOA$0
Management-$239
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,152(65.1% ROI)
Projected value
$315,784
Return breakdown
Property appreciation+$22,547
Loan principal paid down+$8,405
Rental cash flow+$7,200
5-year hold
+$65,522(111.7% ROI)
Projected value
$331,770
Return breakdown
Property appreciation+$38,534
Loan principal paid down+$14,988
Rental cash flow+$12,000
10-year hold
+$141,845(241.9% ROI)
Projected value
$375,368
Return breakdown
Property appreciation+$82,131
Loan principal paid down+$35,714
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
1.05
1 BR
1.03
2 BR
1.08
3 BR
1.04
4 BR
0.95
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 10917 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 10917 (Central Valley, NY) is $2,590 a month. That is up 6.6% from $2,430 in FY 2026. Central Valley is in the Kiryas Joel-Poughkeepsie-Newburgh, NY MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,131. Among 60 ZIP codes in Orange County, 10917 has the 9th-highest two-bedroom rent (county range $1,790–$3,950). The median county two-bedroom FMR in New York is $1,385, so ZIP 10917 is 87% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 10917
BedroomsFY 2027Change90–110% range
Studio$1,800+7.1%$1,620–$1,980
1BR$2,020+5.8%$1,818–$2,222
2BR$2,590+6.6%$2,331–$2,849
3BR$3,270+5.8%$2,943–$3,597
4BR$3,440+3.9%$3,096–$3,784

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 10917
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,800$2,020$2,590$3,270$3,440
FY 2026$1,680$1,910$2,430$3,090$3,310
FY 2025$1,640$1,870$2,390$3,050$3,300
FY 2024$1,500$1,730$2,220$2,820$3,110
FY 2023$1,390$1,520$1,950$2,480$2,760

Two-bedroom rent in nearby Orange County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 10917
10910$2,170−16.2%
10912$2,170−16.2%
10914$2,210−14.7%
10915$2,170−16.2%
10916$2,190−15.4%
10917Current$2,590—
10918$2,340−9.7%
10919$2,180−15.8%
10921$2,430−6.2%
10922$2,010−22.4%
10924$2,190−15.4%
10925$2,020−22.0%

Questions about ZIP 10917 rents

How much will Section 8 pay for a two-bedroom in ZIP 10917?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,131, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,918 to $2,344 a month; under the ZIP-level Small Area FMR of $2,590 it would be $2,331 to $2,849. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 10917 in?

ZIP 10917 is in the Kiryas Joel-Poughkeepsie-Newburgh, NY MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,131.

How much did fair market rent change in ZIP 10917 for FY 2027?

The two-bedroom FMR rose 6.6%, from $2,430 in FY 2026 to $2,590 in FY 2027. Since FY 2023 it has risen 32.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCentral Valley, NY fair market rentNY statewide rentsWhat is SAFMR?Data sources