10969
ZIPSAFMR
Orange County, NY
BRFMR
Eff. Rent
0 BR$1,360$1,360
1 BR$1,550$1,550
2 BR$1,960$1,960
3 BR$2,480$2,480
4 BR$2,680$2,680
5 BR$3,082
6 BR$3,544
7 BR$4,076
8 BR$4,687

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.64ratio
FMR$1,360
Market$2,130
vs market-$770

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.64
1 BR
1 BR
0.75ratio
FMR$1,550
Market$2,080
vs market-$530

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.75
2 BR
2 BR
0.80ratio
FMR$1,960
Market$2,440
vs market-$480

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.80
3 BR
3 BR
0.93ratio
FMR$2,480
Market$2,670
vs market-$190

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.93
4 BR
4 BR
0.92ratio
FMR$2,680
Market$2,900
vs market-$220

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.92
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$229,339
Rent
$1,960
Down payment
$45,868
Loan
$183,471
Mortgage
$1,160
Expenses
$600
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10969 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.