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Allegheny County/McKeesport/15132

15132

ZIPSAFMR
Allegheny County, PA
Zillow

ZIP Investment Score

114Above average

095130300
BRFMR
Eff. Rent
0 BR$840$910
1 BR$890$930
2 BR$1,080$1,070
3 BR$1,380$1,260
4 BR$1,500$1,450
5 BR$1,725Not available
6 BR$1,984Not available
7 BR$2,281Not available
8 BR$2,624Not available

Purchase Price Calculator

Maximum purchase price
$97,085

Cost breakdown

+Likely effective rent$1,070
HUD FMR$1,080
Market rentUsed$1,070
Est. payment standard (99%)$1,070
-Principal and interest-$491
Loan amount$77,668
Down payment$19,417
Rate6.50%
Term30 years
-Operating costs-$379
Property taxes-$97
Insurance-$175
Utilities$0
HOA$0
Management-$107
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,448(89.9% ROI)
Projected value
$104,550
Return breakdown
Property appreciation+$7,465
Loan principal paid down+$2,783
Rental cash flow+$7,200
5-year hold
+$29,720(153.1% ROI)
Projected value
$109,843
Return breakdown
Property appreciation+$12,758
Loan principal paid down+$4,962
Rental cash flow+$12,000
10-year hold
+$63,016(324.5% ROI)
Projected value
$124,277
Return breakdown
Property appreciation+$27,192
Loan principal paid down+$11,824
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.88
1 BR
0.94
2 BR
1.01
3 BR
1.10
4 BR
1.03
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 15132 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 15132 (McKeesport, PA) is $1,080 a month. That is up 3.8% from $1,040 in FY 2026. McKeesport is in the Pittsburgh, PA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 141 ZIP codes in Allegheny County, 15132 is tied for the 130th-highest two-bedroom rent (county range $1,010–$2,080). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 15132 is 5% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 15132
BedroomsFY 2027Change90–110% range
Studio$840+5.0%$756–$924
1BR$890+3.5%$801–$979
2BR$1,080+3.8%$972–$1,188
3BR$1,380+3.8%$1,242–$1,518
4BR$1,500+4.9%$1,350–$1,650

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 15132
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$840$890$1,080$1,380$1,500
FY 2026$800$860$1,040$1,330$1,430
FY 2025$820$880$1,050$1,340$1,440
FY 2024$790$830$1,000$1,270$1,380
FY 2023$780$810$980$1,250$1,360

Two-bedroom rent in nearby Allegheny County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 15132
15126$1,210+12.0%
15127$1,480+37.0%
15129$1,670+54.6%
15131$1,290+19.4%
15132Current$1,080—
15133$1,190+10.2%
15134$1,480+37.0%
15135$1,320+22.2%
15136$1,420+31.5%
15137$1,200+11.1%
15139$1,460+35.2%
15140$1,070−0.9%

Questions about ZIP 15132 rents

How much will Section 8 pay for a two-bedroom in ZIP 15132?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,080, that basic range is $972 to $1,188 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 15132 in?

ZIP 15132 is in the Pittsburgh, PA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 15132 for FY 2027?

The two-bedroom FMR rose 3.8%, from $1,040 in FY 2026 to $1,080 in FY 2027. Since FY 2023 it has risen 10.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentMcKeesport, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources