15663
ZIPSAFMR
Westmoreland County, PA
BRFMR
Eff. Rent
0 BR$750$830
1 BR$810$890
2 BR$970$1,040
3 BR$1,240$1,240
4 BR$1,340$1,160
5 BR$1,541
6 BR$1,772
7 BR$2,038
8 BR$2,344

Purchase Price Calculator

Maximum purchase price
$92,627

Cost breakdown

+Likely effective rent$1,040
HUD FMR$970
Market rent$1,080
Est. payment standard (107%)Used$1,040
Estimated payment standard is $1,040 (107% of FMR).
-Principal and interest-$468
Loan amount$74,102
Down payment$18,525
Rate6.50%
Term30 years
-Operating costs-$372
Property taxes-$93
Insurance-$175
Utilities$0
HOA$0
Management-$104
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,977(91.6% ROI)
Projected value
$99,749
Current value$92,627
Return breakdown
Property appreciation+$7,122
Loan principal paid down+$2,655
Rental cash flow+$7,200
5-year hold
+$28,906(156.0% ROI)
Projected value
$104,799
Current value$92,627
Return breakdown
Property appreciation+$12,172
Loan principal paid down+$4,734
Rental cash flow+$12,000
10-year hold
+$61,225(330.5% ROI)
Projected value
$118,570
Current value$92,627
Return breakdown
Property appreciation+$25,943
Loan principal paid down+$11,281
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.65ratio
FMR$750
Market$1,150
vs market-$400

FMR is below market; voucher rent may lag private rents.

90% standard$675 / 0.59 ratio110% standard$825 / 0.72 ratio
0.65
1 BR
1 BR
0.75ratio
FMR$810
Market$1,080
vs market-$270

FMR is below market; voucher rent may lag private rents.

90% standard$729 / 0.68 ratio110% standard$891 / 0.83 ratio
0.75
2 BR
2 BR
0.90ratio
FMR$970
Market$1,080
vs market-$110

FMR is below market; voucher rent may lag private rents.

90% standard$873 / 0.81 ratio110% standard$1,067 / 0.99 ratio
0.90
4 BR
4 BR
1.16ratio
FMR$1,340
Market$1,160
vs market+$180

FMR is above market; underwrite to market rent.

90% standard$1,206 / 1.04 ratio110% standard$1,474 / 1.27 ratio
1.16
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 15663 (PA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

15663 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 15663 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $970 and the 4 bedroom fair market rent is $1,340.

Use this page for searches like 15663 FMR, 15663 fair market rent, and 15663 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 15663
Bedroom sizeHUD FMR
Studio$750
1 bedroom$810
2 bedroom$970
3 bedroom$1,240
4 bedroom$1,340