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Westmoreland County/Jeannette/15644

15644

ZIPSAFMR
Westmoreland County, PA
Zillow

ZIP Investment Score

112Above average

095130300
BRFMR
Eff. Rent
0 BR$960$980
1 BR$1,020$950
2 BR$1,240$1,130
3 BR$1,580$1,520
4 BR$1,720$1,710
5 BR$1,978Not available
6 BR$2,275Not available
7 BR$2,616Not available
8 BR$3,008Not available

Purchase Price Calculator

Maximum purchase price
$106,001

Cost breakdown

+Likely effective rent$1,130
HUD FMR$1,240
Market rentUsed$1,130
Est. payment standard (94%)$1,170
-Principal and interest-$536
Loan amount$84,801
Down payment$21,200
Rate6.50%
Term30 years
-Operating costs-$394
Property taxes-$106
Insurance-$175
Utilities$0
HOA$0
Management-$113
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,389(86.7% ROI)
Projected value
$114,152
Return breakdown
Property appreciation+$8,150
Loan principal paid down+$3,038
Rental cash flow+$7,200
5-year hold
+$31,347(147.9% ROI)
Projected value
$119,930
Return breakdown
Property appreciation+$13,929
Loan principal paid down+$5,418
Rental cash flow+$12,000
10-year hold
+$66,599(314.1% ROI)
Projected value
$135,690
Return breakdown
Property appreciation+$29,689
Loan principal paid down+$12,910
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.97
1 BR
1.07
2 BR
1.10
3 BR
1.04
4 BR
1.01
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 15644 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 15644 (Jeannette, PA) is $1,240 a month. That is up 6.9% from $1,160 in FY 2026. Jeannette is in the Pittsburgh, PA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 95 ZIP codes in Westmoreland County, 15644 is tied for the 29th-highest two-bedroom rent (county range $1,010–$2,030). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 15644 is 9% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 15644
BedroomsFY 2027Change90–110% range
Studio$960+7.9%$864–$1,056
1BR$1,020+6.3%$918–$1,122
2BR$1,240+6.9%$1,116–$1,364
3BR$1,580+6.8%$1,422–$1,738
4BR$1,720+7.5%$1,548–$1,892

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 15644
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$960$1,020$1,240$1,580$1,720
FY 2026$890$960$1,160$1,480$1,600
FY 2025$900$970$1,160$1,480$1,590
FY 2024$820$860$1,040$1,320$1,440
FY 2023$780$810$980$1,250$1,360

Two-bedroom rent in nearby Westmoreland County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 15644
15635$1,270+2.4%
15636$1,260+1.6%
15637$1,430+15.3%
15638$1,170−5.6%
15639$2,030+63.7%
15640$1,060−14.5%
15641$1,030−16.9%
15642$1,300+4.8%
15644Current$1,240—
15646$1,170−5.6%
15647$1,300+4.8%
15650$1,170−5.6%

Questions about ZIP 15644 rents

How much will Section 8 pay for a two-bedroom in ZIP 15644?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,240, that basic range is $1,116 to $1,364 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 15644 in?

ZIP 15644 is in the Pittsburgh, PA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 15644 for FY 2027?

The two-bedroom FMR rose 6.9%, from $1,160 in FY 2026 to $1,240 in FY 2027. Since FY 2023 it has risen 26.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentJeannette, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources