15613
ZIPSAFMR
Westmoreland County, PA
BRFMR
Eff. Rent
0 BR$850$880
1 BR$920$910
2 BR$1,150$930
3 BR$1,470$1,010
4 BR$1,590$1,070
5 BR$1,828
6 BR$2,103
7 BR$2,418
8 BR$2,781

Purchase Price Calculator

Maximum purchase price
$76,281

Cost breakdown

+Likely effective rent$930
HUD FMR$1,150
Market rentUsed$930
Est. payment standard (90%)$1,040
Market rent is below the inferred standard ($1,040, 90% of FMR).
-Principal and interest-$386
Loan amount$61,025
Down payment$15,256
Rate6.50%
Term30 years
-Operating costs-$344
Property taxes-$76
Insurance-$175
Utilities$0
HOA$0
Management-$93
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$15,252(100.0% ROI)
Projected value
$82,146
Current value$76,281
Return breakdown
Property appreciation+$5,865
Loan principal paid down+$2,186
Rental cash flow+$7,200
5-year hold
+$25,923(169.9% ROI)
Projected value
$86,305
Current value$76,281
Return breakdown
Property appreciation+$10,024
Loan principal paid down+$3,899
Rental cash flow+$12,000
10-year hold
+$54,656(358.3% ROI)
Projected value
$97,646
Current value$76,281
Return breakdown
Property appreciation+$21,365
Loan principal paid down+$9,290
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.96ratio
FMR$850
Market$890
vs market-$40

FMR is near market; voucher and private rents are aligned.

90% standard$765 / 0.86 ratio110% standard$935 / 1.05 ratio
0.96
1 BR
1 BR
1.01ratio
FMR$920
Market$910
vs market+$10

FMR is near market; voucher and private rents are aligned.

90% standard$828 / 0.91 ratio110% standard$1,012 / 1.11 ratio
1.01
2 BR
2 BR
1.24ratio
FMR$1,150
Market$930
vs market+$220

FMR is above market; underwrite to market rent.

90% standard$1,035 / 1.11 ratio110% standard$1,265 / 1.36 ratio
1.24
3 BR
3 BR
1.46ratio
FMR$1,470
Market$1,010
vs market+$460

FMR is above market; underwrite to market rent.

90% standard$1,323 / 1.31 ratio110% standard$1,617 / 1.60 ratio
1.46
4 BR
4 BR
1.49ratio
FMR$1,590
Market$1,070
vs market+$520

FMR is above market; underwrite to market rent.

90% standard$1,431 / 1.34 ratio110% standard$1,749 / 1.63 ratio
1.49
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 15613 (PA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

15613 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 15613 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,150 and the 4 bedroom fair market rent is $1,590.

Use this page for searches like 15613 FMR, 15613 fair market rent, and 15613 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 15613
Bedroom sizeHUD FMR
Studio$850
1 bedroom$920
2 bedroom$1,150
3 bedroom$1,470
4 bedroom$1,590