64105
ZIPSAFMR
Jackson County, MO
BRFMR
Eff. Rent
0 BR$1,520$1,260
1 BR$1,660$1,580
2 BR$1,880$2,000
3 BR$2,450$2,300
4 BR$2,910$2,070
5 BR$3,346
6 BR$3,848
7 BR$4,426
8 BR$5,090

Purchase Price Calculator

Maximum purchase price
$235,283

Cost breakdown

+Likely effective rent$2,000
HUD FMR$1,880
Market rent$2,070
Est. payment standard (107%)Used$2,000
Estimated payment standard is $2,000 (107% of FMR).
-Principal and interest-$1,190
Loan amount$188,226
Down payment$47,057
Rate6.50%
Term30 years
-Operating costs-$610
Property taxes-$235
Insurance-$175
Utilities$0
HOA$0
Management-$200
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,035(68.1% ROI)
Projected value
$253,374
Current value$235,283
Return breakdown
Property appreciation+$18,091
Loan principal paid down+$6,744
Rental cash flow+$7,200
5-year hold
+$54,944(116.8% ROI)
Projected value
$266,201
Current value$235,283
Return breakdown
Property appreciation+$30,918
Loan principal paid down+$12,026
Rental cash flow+$12,000
10-year hold
+$118,554(251.9% ROI)
Projected value
$301,182
Current value$235,283
Return breakdown
Property appreciation+$65,899
Loan principal paid down+$28,655
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.21ratio
FMR$1,520
Market$1,260
vs market+$260

FMR is above market; underwrite to market rent.

90% standard$1,368 / 1.09 ratio110% standard$1,672 / 1.33 ratio
1.21
1 BR
1 BR
1.05ratio
FMR$1,660
Market$1,580
vs market+$80

FMR is near market; voucher and private rents are aligned.

90% standard$1,494 / 0.95 ratio110% standard$1,826 / 1.16 ratio
1.05
2 BR
2 BR
0.91ratio
FMR$1,880
Market$2,070
vs market-$190

FMR is near market; voucher and private rents are aligned.

90% standard$1,692 / 0.82 ratio110% standard$2,068 / 1.00 ratio
0.91
3 BR
3 BR
1.07ratio
FMR$2,450
Market$2,300
vs market+$150

FMR is near market; voucher and private rents are aligned.

90% standard$2,205 / 0.96 ratio110% standard$2,695 / 1.17 ratio
1.07
4 BR
4 BR
1.41ratio
FMR$2,910
Market$2,070
vs market+$840

FMR is above market; underwrite to market rent.

90% standard$2,619 / 1.27 ratio110% standard$3,201 / 1.55 ratio
1.41
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 64105 (MO) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

64105 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 64105 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,880 and the 4 bedroom fair market rent is $2,910.

Use this page for searches like 64105 FMR, 64105 fair market rent, and 64105 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 64105
Bedroom sizeHUD FMR
Studio$1,520
1 bedroom$1,660
2 bedroom$1,880
3 bedroom$2,450
4 bedroom$2,910