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Jackson County/Kansas City/64105

64105

ZIPSAFMR
Jackson County, MO
Zillow

ZIP Investment Score

117Above average

095130300
BRFMR
Eff. Rent
0 BR$1,730$1,260
1 BR$1,880$1,580
2 BR$2,130$2,070
3 BR$2,780$2,300
4 BR$3,330$2,070
5 BR$3,829Not available
6 BR$4,404Not available
7 BR$5,065Not available
8 BR$5,824Not available

Purchase Price Calculator

Maximum purchase price
$245,685

Cost breakdown

+Likely effective rent$2,070
HUD FMR$2,130
Market rentUsed$2,070
Est. payment standard (98%)$2,090
-Principal and interest-$1,242
Loan amount$196,548
Down payment$49,137
Rate6.50%
Term30 years
-Operating costs-$628
Property taxes-$246
Insurance-$175
Utilities$0
HOA$0
Management-$207
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,133(67.4% ROI)
Projected value
$264,576
Return breakdown
Property appreciation+$18,891
Loan principal paid down+$7,042
Rental cash flow+$7,200
5-year hold
+$56,842(115.7% ROI)
Projected value
$277,970
Return breakdown
Property appreciation+$32,285
Loan principal paid down+$12,557
Rental cash flow+$12,000
10-year hold
+$122,735(249.8% ROI)
Projected value
$314,497
Return breakdown
Property appreciation+$68,812
Loan principal paid down+$29,922
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.37
1 BR
1.19
2 BR
1.03
3 BR
1.21
4 BR
1.61
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 64105 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 64105 (Kansas City, MO) is $2,130 a month. That is up 13.3% from $1,880 in FY 2026. Kansas City is in the Kansas City, MO-KS HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 70 ZIP codes in Jackson County, 64105 is tied for the 3rd-highest two-bedroom rent (county range $980–$2,230). The median county two-bedroom FMR in Missouri is $962, so ZIP 64105 is 121% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 64105
BedroomsFY 2027Change90–110% range
Studio$1,730+13.8%$1,557–$1,903
1BR$1,880+13.3%$1,692–$2,068
2BR$2,130+13.3%$1,917–$2,343
3BR$2,780+13.5%$2,502–$3,058
4BR$3,330+14.4%$2,997–$3,663

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 64105
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,730$1,880$2,130$2,780$3,330
FY 2026$1,520$1,660$1,880$2,450$2,910
FY 2025$1,450$1,600$1,820$2,370$2,810
FY 2024$1,350$1,500$1,720$2,250$2,640
FY 2023$1,230$1,390$1,620$2,130$2,470

Two-bedroom rent in nearby Jackson County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 64105
64101$1,510−29.1%
64102$1,810−15.0%
64105Current$2,130—
64106$1,700−20.2%
64108$2,110−0.9%
64109$1,240−41.8%
64110$1,600−24.9%
64111$1,830−14.1%
64112$1,770−16.9%
64113$1,790−16.0%
64114$1,840−13.6%
64120$2,090−1.9%

Questions about ZIP 64105 rents

How much will Section 8 pay for a two-bedroom in ZIP 64105?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,130, that basic range is $1,917 to $2,343 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 64105 in?

ZIP 64105 is in the Kansas City, MO-KS HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 64105 for FY 2027?

The two-bedroom FMR rose 13.3%, from $1,880 in FY 2026 to $2,130 in FY 2027. Since FY 2023 it has risen 31.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentKansas City, MO fair market rentMO statewide rentsWhat is SAFMR?Data sources