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Jackson County/Kansas City/64127

64127

ZIPSAFMR
Jackson County, MO
Zillow

ZIP Investment Score

155High yield potential

095130300
BRFMR
Eff. Rent
0 BR$970$850
1 BR$1,050$910
2 BR$1,190$1,090
3 BR$1,550$1,360
4 BR$1,860$1,650
5 BR$2,139Not available
6 BR$2,460Not available
7 BR$2,829Not available
8 BR$3,253Not available

Purchase Price Calculator

Maximum purchase price
$100,057

Cost breakdown

+Likely effective rent$1,090
HUD FMR$1,190
Market rentUsed$1,090
Est. payment standard (95%)$1,130
-Principal and interest-$506
Loan amount$80,046
Down payment$20,011
Rate6.50%
Term30 years
-Operating costs-$384
Property taxes-$100
Insurance-$175
Utilities$0
HOA$0
Management-$109
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,761(88.8% ROI)
Projected value
$107,751
Return breakdown
Property appreciation+$7,693
Loan principal paid down+$2,868
Rental cash flow+$7,200
5-year hold
+$30,262(151.2% ROI)
Projected value
$113,205
Return breakdown
Property appreciation+$13,148
Loan principal paid down+$5,114
Rental cash flow+$12,000
10-year hold
+$64,210(320.9% ROI)
Projected value
$128,081
Return breakdown
Property appreciation+$28,024
Loan principal paid down+$12,186
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.14
1 BR
1.15
2 BR
1.09
3 BR
1.14
4 BR
1.13
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 64127 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 64127 (Kansas City, MO) is $1,190 a month. That is up 11.2% from $1,070 in FY 2026. Kansas City is in the Kansas City, MO-KS HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 70 ZIP codes in Jackson County, 64127 is tied for the 66th-highest two-bedroom rent (county range $980–$2,230). The median county two-bedroom FMR in Missouri is $962, so ZIP 64127 is 24% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 64127
BedroomsFY 2027Change90–110% range
Studio$970+12.8%$873–$1,067
1BR$1,050+11.7%$945–$1,155
2BR$1,190+11.2%$1,071–$1,309
3BR$1,550+11.5%$1,395–$1,705
4BR$1,860+12.0%$1,674–$2,046

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 64127
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$970$1,050$1,190$1,550$1,860
FY 2026$860$940$1,070$1,390$1,660
FY 2025$890$990$1,140$1,490$1,740
FY 2024$800$910$1,050$1,380$1,600
FY 2023$720$820$950$1,250$1,450

Two-bedroom rent in nearby Jackson County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 64127
64121$1,480+24.4%
64123$1,270+6.7%
64124$1,200+0.8%
64125$1,130−5.0%
64126$1,270+6.7%
64127Current$1,190—
64128$1,250+5.0%
64129$1,340+12.6%
64130$1,340+12.6%
64131$1,460+22.7%
64132$1,380+16.0%
64133$1,490+25.2%

Questions about ZIP 64127 rents

How much will Section 8 pay for a two-bedroom in ZIP 64127?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,190, that basic range is $1,071 to $1,309 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 64127 in?

ZIP 64127 is in the Kansas City, MO-KS HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 64127 for FY 2027?

The two-bedroom FMR rose 11.2%, from $1,070 in FY 2026 to $1,190 in FY 2027. Since FY 2023 it has risen 25.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentKansas City, MO fair market rentMO statewide rentsWhat is SAFMR?Data sources