64132
ZIPSAFMR
Jackson County, MO
BRFMR
Eff. Rent
0 BR$950$990
1 BR$1,040$1,070
2 BR$1,180$1,110
3 BR$1,540$1,530
4 BR$1,830$1,600
5 BR$2,105
6 BR$2,420
7 BR$2,783
8 BR$3,201

Purchase Price Calculator

Maximum purchase price
$103,029

Cost breakdown

+Likely effective rent$1,110
HUD FMR$1,180
Market rentUsed$1,110
Est. payment standard (96%)$1,130
Market rent is below the inferred standard ($1,130, 96% of FMR).
-Principal and interest-$521
Loan amount$82,423
Down payment$20,606
Rate6.50%
Term30 years
-Operating costs-$389
Property taxes-$103
Insurance-$175
Utilities$0
HOA$0
Management-$111
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,075(87.7% ROI)
Projected value
$110,951
Current value$103,029
Return breakdown
Property appreciation+$7,922
Loan principal paid down+$2,953
Rental cash flow+$7,200
5-year hold
+$30,805(149.5% ROI)
Projected value
$116,568
Current value$103,029
Return breakdown
Property appreciation+$13,539
Loan principal paid down+$5,266
Rental cash flow+$12,000
10-year hold
+$65,405(317.4% ROI)
Projected value
$131,886
Current value$103,029
Return breakdown
Property appreciation+$28,857
Loan principal paid down+$12,548
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.94ratio
FMR$950
Market$1,010
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$855 / 0.85 ratio110% standard$1,045 / 1.03 ratio
0.94
1 BR
1 BR
0.95ratio
FMR$1,040
Market$1,090
vs market-$50

FMR is near market; voucher and private rents are aligned.

90% standard$936 / 0.86 ratio110% standard$1,144 / 1.05 ratio
0.95
2 BR
2 BR
1.06ratio
FMR$1,180
Market$1,110
vs market+$70

FMR is near market; voucher and private rents are aligned.

90% standard$1,062 / 0.96 ratio110% standard$1,298 / 1.17 ratio
1.06
3 BR
3 BR
1.01ratio
FMR$1,540
Market$1,530
vs market+$10

FMR is near market; voucher and private rents are aligned.

90% standard$1,386 / 0.91 ratio110% standard$1,694 / 1.11 ratio
1.01
4 BR
4 BR
1.14ratio
FMR$1,830
Market$1,600
vs market+$230

FMR is above market; underwrite to market rent.

90% standard$1,647 / 1.03 ratio110% standard$2,013 / 1.26 ratio
1.14
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 64132 (MO) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

64132 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 64132 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,180 and the 4 bedroom fair market rent is $1,830.

Use this page for searches like 64132 FMR, 64132 fair market rent, and 64132 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 64132
Bedroom sizeHUD FMR
Studio$950
1 bedroom$1,040
2 bedroom$1,180
3 bedroom$1,540
4 bedroom$1,830