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Jackson County/Kansas City/64130

64130

ZIPSAFMR
Jackson County, MO
Zillow

ZIP Investment Score

150High yield potential

095130300
BRFMR
Eff. Rent
0 BR$1,090$1,020
1 BR$1,180$1,020
2 BR$1,340$1,130
3 BR$1,750$1,390
4 BR$2,100$1,600
5 BR$2,415Not available
6 BR$2,777Not available
7 BR$3,194Not available
8 BR$3,673Not available

Purchase Price Calculator

Maximum purchase price
$106,001

Cost breakdown

+Likely effective rent$1,130
HUD FMR$1,340
Market rentUsed$1,130
Est. payment standard (90%)$1,210
-Principal and interest-$536
Loan amount$84,801
Down payment$21,200
Rate6.50%
Term30 years
-Operating costs-$394
Property taxes-$106
Insurance-$175
Utilities$0
HOA$0
Management-$113
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,389(86.7% ROI)
Projected value
$114,152
Return breakdown
Property appreciation+$8,150
Loan principal paid down+$3,038
Rental cash flow+$7,200
5-year hold
+$31,347(147.9% ROI)
Projected value
$119,930
Return breakdown
Property appreciation+$13,929
Loan principal paid down+$5,418
Rental cash flow+$12,000
10-year hold
+$66,599(314.1% ROI)
Projected value
$135,690
Return breakdown
Property appreciation+$29,689
Loan principal paid down+$12,910
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.07
1 BR
1.16
2 BR
1.19
3 BR
1.26
4 BR
1.31
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 64130 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 64130 (Kansas City, MO) is $1,340 a month. That is up 15.5% from $1,160 in FY 2026. Kansas City is in the Kansas City, MO-KS HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 70 ZIP codes in Jackson County, 64130 is tied for the 55th-highest two-bedroom rent (county range $980–$2,230). The median county two-bedroom FMR in Missouri is $962, so ZIP 64130 is 39% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 64130
BedroomsFY 2027Change90–110% range
Studio$1,090+16.0%$981–$1,199
1BR$1,180+15.7%$1,062–$1,298
2BR$1,340+15.5%$1,206–$1,474
3BR$1,750+15.9%$1,575–$1,925
4BR$2,100+16.7%$1,890–$2,310

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 64130
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,090$1,180$1,340$1,750$2,100
FY 2026$940$1,020$1,160$1,510$1,800
FY 2025$930$1,020$1,160$1,510$1,790
FY 2024$870$970$1,110$1,450$1,700
FY 2023$790$900$1,040$1,370$1,590

Two-bedroom rent in nearby Jackson County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 64130
64124$1,200−10.4%
64125$1,130−15.7%
64126$1,270−5.2%
64127$1,190−11.2%
64128$1,250−6.7%
64129$1,3400.0%
64130Current$1,340—
64131$1,460+9.0%
64132$1,380+3.0%
64133$1,490+11.2%
64134$1,610+20.1%
64136$1,670+24.6%

Questions about ZIP 64130 rents

How much will Section 8 pay for a two-bedroom in ZIP 64130?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,340, that basic range is $1,206 to $1,474 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 64130 in?

ZIP 64130 is in the Kansas City, MO-KS HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 64130 for FY 2027?

The two-bedroom FMR rose 15.5%, from $1,160 in FY 2026 to $1,340 in FY 2027. Since FY 2023 it has risen 28.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentKansas City, MO fair market rentMO statewide rentsWhat is SAFMR?Data sources