Skip to main content
Loading page

92582

ZIPSAFMR
Riverside County, CA

ZIP Investment Score

88Below average

095130300
BRFMR
Eff. Rent
0 BR$2,340$1,510
1 BR$2,490$1,560
2 BR$3,070$1,830
3 BR$4,040$2,590
4 BR$4,870$2,880
5 BR$5,601Not available
6 BR$6,441Not available
7 BR$7,407Not available
8 BR$8,518Not available

Purchase Price Calculator

Maximum purchase price
$210,021

Cost breakdown

+Likely effective rent$1,830
HUD FMR$3,070
Market rentUsed$1,830
Est. payment standard (90%)$2,760
-Principal and interest-$1,062
Loan amount$168,017
Down payment$42,004
Rate6.50%
Term30 years
-Operating costs-$568
Property taxes-$210
Insurance-$175
Utilities$0
HOA$0
Management-$183
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,368(69.9% ROI)
Projected value
$226,169
Return breakdown
Property appreciation+$16,149
Loan principal paid down+$6,020
Rental cash flow+$7,200
5-year hold
+$50,333(119.8% ROI)
Projected value
$237,619
Return breakdown
Property appreciation+$27,598
Loan principal paid down+$10,735
Rental cash flow+$12,000
10-year hold
+$108,402(258.1% ROI)
Projected value
$268,844
Return breakdown
Property appreciation+$58,824
Loan principal paid down+$25,579
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
1.55
1 BR
1.60
2 BR
1.68
3 BR
1.56
4 BR
1.69
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 92582 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 92582 (San Jacinto, CA) is $3,070 a month. That is up 4.1% from $2,950 in FY 2026. San Jacinto is in the Riverside-San Bernardino-Ontario, CA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,103. Among 95 ZIP codes in Riverside County, 92582 has the 4th-highest two-bedroom rent (county range $1,670–$3,150). The median county two-bedroom FMR in California is $1,725, so ZIP 92582 is 78% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 92582
BedroomsFY 2027Change90–110% range
Studio$2,340+3.1%$2,106–$2,574
1BR$2,490+4.6%$2,241–$2,739
2BR$3,070+4.1%$2,763–$3,377
3BR$4,040+3.6%$3,636–$4,444
4BR$4,870+3.4%$4,383–$5,357

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 92582
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,340$2,490$3,070$4,040$4,870
FY 2026$2,270$2,380$2,950$3,900$4,710
FY 2025$2,370$2,470$3,080$4,110$5,000
FY 2024$1,930$2,050$2,560$3,450$4,210
FY 2023$1,600$1,750$2,190$2,970$3,650

Two-bedroom rent in nearby Riverside County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 92582
92572$2,170−29.3%
92581$2,170−29.3%
92582Current$3,070—
92583$1,990−35.2%
92584$2,760−10.1%
92585$2,610−15.0%
92586$1,990−35.2%
92587$2,560−16.6%
92589$2,170−29.3%
92590$1,670−45.6%
92591$2,610−15.0%
92592$2,980−2.9%

Questions about ZIP 92582 rents

How much will Section 8 pay for a two-bedroom in ZIP 92582?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,103, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,893 to $2,313 a month; under the ZIP-level Small Area FMR of $3,070 it would be $2,763 to $3,377. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 92582 in?

ZIP 92582 is in the Riverside-San Bernardino-Ontario, CA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,103.

How much did fair market rent change in ZIP 92582 for FY 2027?

The two-bedroom FMR rose 4.1%, from $2,950 in FY 2026 to $3,070 in FY 2027. Since FY 2023 it has risen 40.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set