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Riverside County/Wildomar/92595

92595

ZIPSAFMR
Riverside County, CA
Zillow

ZIP Investment Score

82Below average

095130300
BRFMR
Eff. Rent
0 BR$1,900$1,970
1 BR$2,020$2,140
2 BR$2,490$2,560
3 BR$3,280$2,760
4 BR$3,950$3,270
5 BR$4,543Not available
6 BR$5,224Not available
7 BR$6,007Not available
8 BR$6,909Not available

Purchase Price Calculator

Maximum purchase price
$318,498

Cost breakdown

+Likely effective rent$2,560
HUD FMR$2,490
Market rent$2,590
Est. payment standard (103%)Used$2,560
-Principal and interest-$1,611
Loan amount$254,799
Down payment$63,700
Rate6.50%
Term30 years
-Operating costs-$749
Property taxes-$318
Insurance-$175
Utilities$0
HOA$0
Management-$256
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$40,818(64.1% ROI)
Projected value
$342,988
Return breakdown
Property appreciation+$24,490
Loan principal paid down+$9,129
Rental cash flow+$7,200
5-year hold
+$70,132(110.1% ROI)
Projected value
$360,352
Return breakdown
Property appreciation+$41,853
Loan principal paid down+$16,279
Rental cash flow+$12,000
10-year hold
+$151,997(238.6% ROI)
Projected value
$407,705
Return breakdown
Property appreciation+$89,206
Loan principal paid down+$38,790
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.95
1 BR
0.91
2 BR
0.96
3 BR
1.19
4 BR
1.21
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 92595 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 92595 (Wildomar, CA) is $2,490 a month. That is down 3.5% from $2,580 in FY 2026. Wildomar is in the Riverside-San Bernardino-Ontario, CA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,103. Among 95 ZIP codes in Riverside County, 92595 has the 20th-highest two-bedroom rent (county range $1,670–$3,150). The median county two-bedroom FMR in California is $1,725, so ZIP 92595 is 44% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 92595
BedroomsFY 2027Change90–110% range
Studio$1,900−4.0%$1,710–$2,090
1BR$2,020−2.9%$1,818–$2,222
2BR$2,490−3.5%$2,241–$2,739
3BR$3,280−3.8%$2,952–$3,608
4BR$3,950−4.1%$3,555–$4,345

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 92595
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,900$2,020$2,490$3,280$3,950
FY 2026$1,980$2,080$2,580$3,410$4,120
FY 2025$2,090$2,180$2,720$3,630$4,420
FY 2024$1,790$1,900$2,370$3,190$3,900
FY 2023$1,510$1,650$2,070$2,810$3,450

Two-bedroom rent in nearby Riverside County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 92595
92584$2,760+10.8%
92585$2,610+4.8%
92586$1,990−20.1%
92587$2,560+2.8%
92589$2,170−12.9%
92590$1,670−32.9%
92591$2,610+4.8%
92592$2,980+19.7%
92593$2,170−12.9%
92595Current$2,490—
92596$2,910+16.9%
92599$2,170−12.9%

Questions about ZIP 92595 rents

How much will Section 8 pay for a two-bedroom in ZIP 92595?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,103, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,893 to $2,313 a month; under the ZIP-level Small Area FMR of $2,490 it would be $2,241 to $2,739. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 92595 in?

ZIP 92595 is in the Riverside-San Bernardino-Ontario, CA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,103.

How much did fair market rent change in ZIP 92595 for FY 2027?

The two-bedroom FMR fell 3.5%, from $2,580 in FY 2026 to $2,490 in FY 2027. Since FY 2023 it has risen 20.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentWildomar, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources