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Riverside County/Moreno Valley/92555

92555

ZIPSAFMR
Riverside County, CA
Zillow

ZIP Investment Score

96Above average

095130300
BRFMR
Eff. Rent
0 BR$2,120$2,150
1 BR$2,250$2,080
2 BR$2,780$2,360
3 BR$3,660$3,050
4 BR$4,410$3,270
5 BR$5,072Not available
6 BR$5,832Not available
7 BR$6,707Not available
8 BR$7,713Not available

Purchase Price Calculator

Maximum purchase price
$288,779

Cost breakdown

+Likely effective rent$2,360
HUD FMR$2,780
Market rentUsed$2,360
Est. payment standard (90%)$2,510
-Principal and interest-$1,460
Loan amount$231,023
Down payment$57,756
Rate6.50%
Term30 years
-Operating costs-$700
Property taxes-$289
Insurance-$175
Utilities$0
HOA$0
Management-$236
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,681(65.2% ROI)
Projected value
$310,983
Return breakdown
Property appreciation+$22,204
Loan principal paid down+$8,277
Rental cash flow+$7,200
5-year hold
+$64,708(112.0% ROI)
Projected value
$326,726
Return breakdown
Property appreciation+$37,948
Loan principal paid down+$14,760
Rental cash flow+$12,000
10-year hold
+$140,053(242.5% ROI)
Projected value
$369,661
Return breakdown
Property appreciation+$80,882
Loan principal paid down+$35,171
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.98
1 BR
1.08
2 BR
1.18
3 BR
1.20
4 BR
1.35
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 92555 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 92555 (Moreno Valley, CA) is $2,780 a month. That is down 5.1% from $2,930 in FY 2026. Moreno Valley is in the Riverside-San Bernardino-Ontario, CA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,103. Among 95 ZIP codes in Riverside County, 92555 has the 10th-highest two-bedroom rent (county range $1,670–$3,150). The median county two-bedroom FMR in California is $1,725, so ZIP 92555 is 61% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 92555
BedroomsFY 2027Change90–110% range
Studio$2,120−5.8%$1,908–$2,332
1BR$2,250−4.7%$2,025–$2,475
2BR$2,780−5.1%$2,502–$3,058
3BR$3,660−5.7%$3,294–$4,026
4BR$4,410−5.8%$3,969–$4,851

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 92555
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,120$2,250$2,780$3,660$4,410
FY 2026$2,250$2,360$2,930$3,880$4,680
FY 2025$2,360$2,470$3,070$4,100$4,990
FY 2024$2,020$2,140$2,670$3,600$4,390
FY 2023$1,700$1,860$2,330$3,160$3,890

Two-bedroom rent in nearby Riverside County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 92555
92546$2,170−21.9%
92548$1,990−28.4%
92549$1,990−28.4%
92551$2,400−13.7%
92552$2,170−21.9%
92553$2,410−13.3%
92555Current$2,780—
92556$2,170−21.9%
92557$2,410−13.3%
92561$1,990−28.4%
92562$2,630−5.4%
92563$2,940+5.8%

Questions about ZIP 92555 rents

How much will Section 8 pay for a two-bedroom in ZIP 92555?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,103, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,893 to $2,313 a month; under the ZIP-level Small Area FMR of $2,780 it would be $2,502 to $3,058. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 92555 in?

ZIP 92555 is in the Riverside-San Bernardino-Ontario, CA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,103.

How much did fair market rent change in ZIP 92555 for FY 2027?

The two-bedroom FMR fell 5.1%, from $2,930 in FY 2026 to $2,780 in FY 2027. Since FY 2023 it has risen 19.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentMoreno Valley, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources