92881
ZIPSAFMR
Riverside County, CA
BRFMR
Eff. Rent
0 BR$2,060$1,850
1 BR$2,160$2,200
2 BR$2,680$2,840
3 BR$3,550$3,490
4 BR$4,280$3,920
5 BR$4,922
6 BR$5,660
7 BR$6,509
8 BR$7,486

Purchase Price Calculator

Maximum purchase price
$360,106

Cost breakdown

+Likely effective rent$2,840
HUD FMR$2,680
Market rent$2,920
Est. payment standard (106%)Used$2,840
Estimated payment standard is $2,840 (106% of FMR).
-Principal and interest-$1,821
Loan amount$288,085
Down payment$72,021
Rate6.50%
Term30 years
-Operating costs-$819
Property taxes-$360
Insurance-$175
Utilities$0
HOA$0
Management-$284
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$45,210(62.8% ROI)
Projected value
$387,795
Current value$360,106
Return breakdown
Property appreciation+$27,689
Loan principal paid down+$10,321
Rental cash flow+$7,200
5-year hold
+$77,727(107.9% ROI)
Projected value
$407,427
Current value$360,106
Return breakdown
Property appreciation+$47,321
Loan principal paid down+$18,406
Rental cash flow+$12,000
10-year hold
+$168,718(234.3% ROI)
Projected value
$460,967
Current value$360,106
Return breakdown
Property appreciation+$100,860
Loan principal paid down+$43,858
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.11ratio
FMR$2,060
Market$1,850
vs market+$210

FMR is above market; underwrite to market rent.

90% standard$1,854 / 1.00 ratio110% standard$2,266 / 1.22 ratio
1.11
1 BR
1 BR
0.97ratio
FMR$2,160
Market$2,220
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$1,944 / 0.88 ratio110% standard$2,376 / 1.07 ratio
0.97
2 BR
2 BR
0.92ratio
FMR$2,680
Market$2,920
vs market-$240

FMR is near market; voucher and private rents are aligned.

90% standard$2,412 / 0.83 ratio110% standard$2,948 / 1.01 ratio
0.92
3 BR
3 BR
1.02ratio
FMR$3,550
Market$3,490
vs market+$60

FMR is near market; voucher and private rents are aligned.

90% standard$3,195 / 0.92 ratio110% standard$3,905 / 1.12 ratio
1.02
4 BR
4 BR
1.09ratio
FMR$4,280
Market$3,920
vs market+$360

FMR is near market; voucher and private rents are aligned.

90% standard$3,852 / 0.98 ratio110% standard$4,708 / 1.20 ratio
1.09
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92881 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

92881 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92881 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,680 and the 4 bedroom fair market rent is $4,280.

Use this page for searches like 92881 FMR, 92881 fair market rent, and 92881 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 92881
Bedroom sizeHUD FMR
Studio$2,060
1 bedroom$2,160
2 bedroom$2,680
3 bedroom$3,550
4 bedroom$4,280