95661
ZIPSAFMR
Placer County, CA
BRFMR
Eff. Rent
0 BR$2,040$1,670
1 BR$2,140$2,070
2 BR$2,630$2,440
3 BR$3,500$2,630
4 BR$4,040$3,000
5 BR$4,646
6 BR$5,343
7 BR$6,144
8 BR$7,066

Purchase Price Calculator

Maximum purchase price
$300,667

Cost breakdown

+Likely effective rent$2,440
HUD FMR$2,630
Market rentUsed$2,440
Est. payment standard (95%)$2,510
Market rent is below the inferred standard ($2,510, 95% of FMR).
-Principal and interest-$1,520
Loan amount$240,533
Down payment$60,133
Rate6.50%
Term30 years
-Operating costs-$720
Property taxes-$301
Insurance-$175
Utilities$0
HOA$0
Management-$244
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,936(64.7% ROI)
Projected value
$323,785
Current value$300,667
Return breakdown
Property appreciation+$23,118
Loan principal paid down+$8,618
Rental cash flow+$7,200
5-year hold
+$66,878(111.2% ROI)
Projected value
$340,177
Current value$300,667
Return breakdown
Property appreciation+$39,510
Loan principal paid down+$15,368
Rental cash flow+$12,000
10-year hold
+$144,831(240.8% ROI)
Projected value
$384,879
Current value$300,667
Return breakdown
Property appreciation+$84,212
Loan principal paid down+$36,618
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.22ratio
FMR$2,040
Market$1,670
vs market+$370

FMR is above market; underwrite to market rent.

90% standard$1,836 / 1.10 ratio110% standard$2,244 / 1.34 ratio
1.22
1 BR
1 BR
1.03ratio
FMR$2,140
Market$2,070
vs market+$70

FMR is near market; voucher and private rents are aligned.

90% standard$1,926 / 0.93 ratio110% standard$2,354 / 1.14 ratio
1.03
2 BR
2 BR
1.08ratio
FMR$2,630
Market$2,440
vs market+$190

FMR is near market; voucher and private rents are aligned.

90% standard$2,367 / 0.97 ratio110% standard$2,893 / 1.19 ratio
1.08
3 BR
3 BR
1.33ratio
FMR$3,500
Market$2,630
vs market+$870

FMR is above market; underwrite to market rent.

90% standard$3,150 / 1.20 ratio110% standard$3,850 / 1.46 ratio
1.33
4 BR
4 BR
1.35ratio
FMR$4,040
Market$3,000
vs market+$1,040

FMR is above market; underwrite to market rent.

90% standard$3,636 / 1.21 ratio110% standard$4,444 / 1.48 ratio
1.35
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 95661 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

95661 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 95661 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,630 and the 4 bedroom fair market rent is $4,040.

Use this page for searches like 95661 FMR, 95661 fair market rent, and 95661 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 95661
Bedroom sizeHUD FMR
Studio$2,040
1 bedroom$2,140
2 bedroom$2,630
3 bedroom$3,500
4 bedroom$4,040