95746
ZIPSAFMR
Placer County, CA
BRFMR
Eff. Rent
0 BR$2,620$1,790
1 BR$2,750$2,010
2 BR$3,380$2,480
3 BR$4,500$2,880
4 BR$5,190$3,590
5 BR$5,968
6 BR$6,864
7 BR$7,893
8 BR$9,077

Purchase Price Calculator

Maximum purchase price
$306,610

Cost breakdown

+Likely effective rent$2,480
HUD FMR$3,380
Market rentUsed$2,480
Est. payment standard (90%)$3,040
Market rent is below the inferred standard ($3,040, 90% of FMR).
-Principal and interest-$1,550
Loan amount$245,288
Down payment$61,322
Rate6.50%
Term30 years
-Operating costs-$730
Property taxes-$307
Insurance-$175
Utilities$0
HOA$0
Management-$248
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,564(64.5% ROI)
Projected value
$330,186
Current value$306,610
Return breakdown
Property appreciation+$23,575
Loan principal paid down+$8,788
Rental cash flow+$7,200
5-year hold
+$67,963(110.8% ROI)
Projected value
$346,902
Current value$306,610
Return breakdown
Property appreciation+$40,291
Loan principal paid down+$15,672
Rental cash flow+$12,000
10-year hold
+$147,219(240.1% ROI)
Projected value
$392,487
Current value$306,610
Return breakdown
Property appreciation+$85,877
Loan principal paid down+$37,342
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.46ratio
FMR$2,620
Market$1,790
vs market+$830

FMR is above market; underwrite to market rent.

90% standard$2,358 / 1.32 ratio110% standard$2,882 / 1.61 ratio
1.46
1 BR
1 BR
1.37ratio
FMR$2,750
Market$2,010
vs market+$740

FMR is above market; underwrite to market rent.

90% standard$2,475 / 1.23 ratio110% standard$3,025 / 1.50 ratio
1.37
2 BR
2 BR
1.36ratio
FMR$3,380
Market$2,480
vs market+$900

FMR is above market; underwrite to market rent.

90% standard$3,042 / 1.23 ratio110% standard$3,718 / 1.50 ratio
1.36
3 BR
3 BR
1.56ratio
FMR$4,500
Market$2,880
vs market+$1,620

FMR is above market; underwrite to market rent.

1.56
4 BR
4 BR
1.45ratio
FMR$5,190
Market$3,590
vs market+$1,600

FMR is above market; underwrite to market rent.

90% standard$4,671 / 1.30 ratio110% standard$5,709 / 1.59 ratio
1.45
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 95746 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

95746 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 95746 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,380 and the 4 bedroom fair market rent is $5,190.

Use this page for searches like 95746 FMR, 95746 fair market rent, and 95746 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 95746
Bedroom sizeHUD FMR
Studio$2,620
1 bedroom$2,750
2 bedroom$3,380
3 bedroom$4,500
4 bedroom$5,190