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Placer County/Rocklin/95765

95765

ZIPSAFMR
Placer County, CA
Zillow

ZIP Investment Score

72Below average

095130300
BRFMR
Eff. Rent
0 BR$2,260$1,700
1 BR$2,320$1,890
2 BR$2,850$2,430
3 BR$3,740$2,710
4 BR$4,310$3,020
5 BR$4,957Not available
6 BR$5,700Not available
7 BR$6,555Not available
8 BR$7,538Not available

Purchase Price Calculator

Maximum purchase price
$299,181

Cost breakdown

+Likely effective rent$2,430
HUD FMR$2,850
Market rentUsed$2,430
Est. payment standard (90%)$2,580
-Principal and interest-$1,513
Loan amount$239,344
Down payment$59,836
Rate6.50%
Term30 years
-Operating costs-$717
Property taxes-$299
Insurance-$175
Utilities$0
HOA$0
Management-$243
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,779(64.8% ROI)
Projected value
$322,185
Return breakdown
Property appreciation+$23,004
Loan principal paid down+$8,575
Rental cash flow+$7,200
5-year hold
+$66,607(111.3% ROI)
Projected value
$338,495
Return breakdown
Property appreciation+$39,315
Loan principal paid down+$15,292
Rental cash flow+$12,000
10-year hold
+$144,233(241.0% ROI)
Projected value
$382,976
Return breakdown
Property appreciation+$83,796
Loan principal paid down+$36,437
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.33
1 BR
1.23
2 BR
1.17
3 BR
1.38
4 BR
1.43
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 95765 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 95765 (Rocklin, CA) is $2,850 a month. That is down 4.4% from $2,980 in FY 2026. Rocklin is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 30 ZIP codes in Placer County, 95765 has the 3rd-highest two-bedroom rent (county range $1,590–$3,300). The median county two-bedroom FMR in California is $1,725, so ZIP 95765 is 65% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 95765
BedroomsFY 2027Change90–110% range
Studio$2,260−2.2%$2,034–$2,486
1BR$2,320−4.1%$2,088–$2,552
2BR$2,850−4.4%$2,565–$3,135
3BR$3,740−5.8%$3,366–$4,114
4BR$4,310−5.7%$3,879–$4,741

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 95765
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,260$2,320$2,850$3,740$4,310
FY 2026$2,310$2,420$2,980$3,970$4,570
FY 2025$2,210$2,340$2,900$3,930$4,540
FY 2024$2,030$2,190$2,730$3,800$4,380
FY 2023$1,680$1,840$2,310$3,280$3,820

Two-bedroom rent in nearby Placer County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 95765
95701$2,520−11.6%
95703$1,680−41.1%
95713$1,930−32.3%
95714$1,610−43.5%
95715$2,520−11.6%
95717$1,880−34.0%
95722$2,350−17.5%
95724$1,890−33.7%
95736$2,680−6.0%
95746$3,300+15.8%
95747$2,730−4.2%
95765Current$2,850—

Questions about ZIP 95765 rents

How much will Section 8 pay for a two-bedroom in ZIP 95765?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,850, that basic range is $2,565 to $3,135 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 95765 in?

ZIP 95765 is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 95765 for FY 2027?

The two-bedroom FMR fell 4.4%, from $2,980 in FY 2026 to $2,850 in FY 2027. Since FY 2023 it has risen 23.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentRocklin, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources