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Placer County/Tahoe City/96145

96145

ZIPSAFMR
Placer County, CA
Zillow

ZIP Investment Score

47Below average

095130300
BRFMR
Eff. Rent
0 BR$1,840$2,020
1 BR$1,890$2,080
2 BR$2,320$2,550
3 BR$3,040$3,340
4 BR$3,510$3,860
5 BR$4,036Not available
6 BR$4,642Not available
7 BR$5,338Not available
8 BR$6,139Not available

Purchase Price Calculator

Maximum purchase price
$317,012

Cost breakdown

+Likely effective rent$2,550
HUD FMR$2,320
Market rent$4,290
Est. payment standard (110%)Used$2,550
-Principal and interest-$1,603
Loan amount$253,610
Down payment$63,402
Rate6.50%
Term30 years
-Operating costs-$747
Property taxes-$317
Insurance-$175
Utilities$0
HOA$0
Management-$255
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$40,662(64.1% ROI)
Projected value
$341,388
Return breakdown
Property appreciation+$24,375
Loan principal paid down+$9,086
Rental cash flow+$7,200
5-year hold
+$69,861(110.2% ROI)
Projected value
$358,671
Return breakdown
Property appreciation+$41,658
Loan principal paid down+$16,203
Rental cash flow+$12,000
10-year hold
+$151,400(238.8% ROI)
Projected value
$405,803
Return breakdown
Property appreciation+$88,790
Loan principal paid down+$38,609
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.58
1 BR
0.54
2 BR
0.54
3 BR
0.65
4 BR
0.73
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 96145 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 96145 (Tahoe City, CA) is $2,320 a month. That is down 4.1% from $2,420 in FY 2026. Tahoe City is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 30 ZIP codes in Placer County, 96145 has the 17th-highest two-bedroom rent (county range $1,590–$3,300). The median county two-bedroom FMR in California is $1,725, so ZIP 96145 is 34% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 96145
BedroomsFY 2027Change90–110% range
Studio$1,840−2.1%$1,656–$2,024
1BR$1,890−4.1%$1,701–$2,079
2BR$2,320−4.1%$2,088–$2,552
3BR$3,040−5.6%$2,736–$3,344
4BR$3,510−5.4%$3,159–$3,861

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 96145
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,840$1,890$2,320$3,040$3,510
FY 2026$1,880$1,970$2,420$3,220$3,710
FY 2025$1,700$1,800$2,230$3,030$3,490
FY 2024$1,400$1,510$1,880$2,620$3,010
FY 2023$1,090$1,200$1,500$2,130$2,480

Two-bedroom rent in nearby Placer County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 96145
95722$2,350+1.3%
95724$1,890−18.5%
95736$2,680+15.5%
95746$3,300+42.2%
95747$2,730+17.7%
95765$2,850+22.8%
96140$2,360+1.7%
96141$2,940+26.7%
96143$1,590−31.5%
96145Current$2,320—
96146$2,650+14.2%
96148$1,750−24.6%

Questions about ZIP 96145 rents

How much will Section 8 pay for a two-bedroom in ZIP 96145?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,320, that basic range is $2,088 to $2,552 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 96145 in?

ZIP 96145 is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 96145 for FY 2027?

The two-bedroom FMR fell 4.1%, from $2,420 in FY 2026 to $2,320 in FY 2027. Since FY 2023 it has risen 54.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentTahoe City, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources