96140
ZIPSAFMR
Placer County, CA
BRFMR
Eff. Rent
0 BR$1,950$1,770
1 BR$2,050$2,090
2 BR$2,520$2,770
3 BR$3,350$3,640
4 BR$3,870$4,070
5 BR$4,451
6 BR$5,118
7 BR$5,886
8 BR$6,769

Purchase Price Calculator

Maximum purchase price
$349,704

Cost breakdown

+Likely effective rent$2,770
HUD FMR$2,520
Market rent$3,110
Est. payment standard (110%)Used$2,770
Estimated payment standard is $2,770 (110% of FMR).
-Principal and interest-$1,768
Loan amount$279,764
Down payment$69,941
Rate6.50%
Term30 years
-Operating costs-$802
Property taxes-$350
Insurance-$175
Utilities$0
HOA$0
Management-$277
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$44,112(63.1% ROI)
Projected value
$376,593
Current value$349,704
Return breakdown
Property appreciation+$26,889
Loan principal paid down+$10,023
Rental cash flow+$7,200
5-year hold
+$75,828(108.4% ROI)
Projected value
$395,658
Current value$349,704
Return breakdown
Property appreciation+$45,954
Loan principal paid down+$17,874
Rental cash flow+$12,000
10-year hold
+$164,538(235.3% ROI)
Projected value
$447,651
Current value$349,704
Return breakdown
Property appreciation+$97,947
Loan principal paid down+$42,591
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.10ratio
FMR$1,950
Market$1,770
vs market+$180

FMR is above market; underwrite to market rent.

90% standard$1,755 / 0.99 ratio110% standard$2,145 / 1.21 ratio
1.10
1 BR
1 BR
0.97ratio
FMR$2,050
Market$2,110
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$1,845 / 0.87 ratio110% standard$2,255 / 1.07 ratio
0.97
2 BR
2 BR
0.81ratio
FMR$2,520
Market$3,110
vs market-$590

FMR is below market; voucher rent may lag private rents.

90% standard$2,268 / 0.73 ratio110% standard$2,772 / 0.89 ratio
0.81
3 BR
3 BR
0.88ratio
FMR$3,350
Market$3,800
vs market-$450

FMR is below market; voucher rent may lag private rents.

90% standard$3,015 / 0.79 ratio110% standard$3,685 / 0.97 ratio
0.88
4 BR
4 BR
0.93ratio
FMR$3,870
Market$4,180
vs market-$310

FMR is near market; voucher and private rents are aligned.

90% standard$3,483 / 0.83 ratio110% standard$4,257 / 1.02 ratio
0.93
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 96140 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

96140 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 96140 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,520 and the 4 bedroom fair market rent is $3,870.

Use this page for searches like 96140 FMR, 96140 fair market rent, and 96140 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 96140
Bedroom sizeHUD FMR
Studio$1,950
1 bedroom$2,050
2 bedroom$2,520
3 bedroom$3,350
4 bedroom$3,870