11354
ZIPSAFMR
Queens County, NY
BRFMR
Eff. Rent
0 BR$2,620$2,290
1 BR$2,750$2,480
2 BR$3,020$3,320
3 BR$3,780$3,340
4 BR$4,110$3,850
5 BR$4,727
6 BR$5,435
7 BR$6,251
8 BR$7,188

Purchase Price Calculator

Maximum purchase price
$431,434

Cost breakdown

+Likely effective rent$3,320
HUD FMR$3,020
Market rent$3,480
Est. payment standard (110%)Used$3,320
Estimated payment standard is $3,320 (110% of FMR).
-Principal and interest-$2,182
Loan amount$345,147
Down payment$86,287
Rate6.50%
Term30 years
-Operating costs-$938
Property taxes-$431
Insurance-$175
Utilities$0
HOA$0
Management-$332
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$52,739(61.1% ROI)
Projected value
$464,607
Current value$431,434
Return breakdown
Property appreciation+$33,173
Loan principal paid down+$12,366
Rental cash flow+$7,200
5-year hold
+$90,746(105.2% ROI)
Projected value
$488,128
Current value$431,434
Return breakdown
Property appreciation+$56,694
Loan principal paid down+$22,052
Rental cash flow+$12,000
10-year hold
+$197,383(228.8% ROI)
Projected value
$552,272
Current value$431,434
Return breakdown
Property appreciation+$120,838
Loan principal paid down+$52,545
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.14ratio
FMR$2,620
Market$2,290
vs market+$330

FMR is above market; underwrite to market rent.

90% standard$2,358 / 1.03 ratio110% standard$2,882 / 1.26 ratio
1.14
1 BR
1 BR
1.11ratio
FMR$2,750
Market$2,480
vs market+$270

FMR is above market; underwrite to market rent.

90% standard$2,475 / 1.00 ratio110% standard$3,025 / 1.22 ratio
1.11
2 BR
2 BR
0.87ratio
FMR$3,020
Market$3,480
vs market-$460

FMR is below market; voucher rent may lag private rents.

90% standard$2,718 / 0.78 ratio110% standard$3,322 / 0.95 ratio
0.87
3 BR
3 BR
1.13ratio
FMR$3,780
Market$3,340
vs market+$440

FMR is above market; underwrite to market rent.

90% standard$3,402 / 1.02 ratio110% standard$4,158 / 1.24 ratio
1.13
4 BR
4 BR
1.07ratio
FMR$4,110
Market$3,850
vs market+$260

FMR is near market; voucher and private rents are aligned.

90% standard$3,699 / 0.96 ratio110% standard$4,521 / 1.17 ratio
1.07
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 11354 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

11354 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 11354 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,020 and the 4 bedroom fair market rent is $4,110.

Use this page for searches like 11354 FMR, 11354 fair market rent, and 11354 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 11354
Bedroom sizeHUD FMR
Studio$2,620
1 bedroom$2,750
2 bedroom$3,020
3 bedroom$3,780
4 bedroom$4,110