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11422

ZIPSAFMR
Nassau County, NY

ZIP Investment Score

59Below average

095130300
BRFMR
Eff. Rent
0 BR$3,170$2,450
1 BR$3,330$2,030
2 BR$3,630$3,300
3 BR$4,590$3,650
4 BR$5,030$5,100
5 BR$5,785Not available
6 BR$6,652Not available
7 BR$7,650Not available
8 BR$8,798Not available

Purchase Price Calculator

Maximum purchase price
$428,462

Cost breakdown

+Likely effective rent$3,300
HUD FMR$3,630
Market rentUsed$3,300
Est. payment standard (94%)$3,420
-Principal and interest-$2,167
Loan amount$342,770
Down payment$85,692
Rate6.50%
Term30 years
-Operating costs-$933
Property taxes-$428
Insurance-$175
Utilities$0
HOA$0
Management-$330
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$52,425(61.2% ROI)
Projected value
$461,407
Return breakdown
Property appreciation+$32,945
Loan principal paid down+$12,281
Rental cash flow+$7,200
5-year hold
+$90,203(105.3% ROI)
Projected value
$484,766
Return breakdown
Property appreciation+$56,303
Loan principal paid down+$21,900
Rental cash flow+$12,000
10-year hold
+$196,188(228.9% ROI)
Projected value
$548,468
Return breakdown
Property appreciation+$120,006
Loan principal paid down+$52,183
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.29
1 BR
1.64
2 BR
1.10
3 BR
1.26
4 BR
0.98
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 11422 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 11422 (Rosedale, NY) is $3,630 a month. That is up 4.9% from $3,460 in FY 2026. Rosedale is in the Nassau-Suffolk, NY HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,689. Among 86 ZIP codes in Nassau County, 11422 has the 3rd-highest two-bedroom rent (county range $2,480–$4,030). The median county two-bedroom FMR in New York is $1,385, so ZIP 11422 is 162% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 11422
BedroomsFY 2027Change90–110% range
Studio$3,170+5.3%$2,853–$3,487
1BR$3,330+5.4%$2,997–$3,663
2BR$3,630+4.9%$3,267–$3,993
3BR$4,590+6.0%$4,131–$5,049
4BR$5,030+6.8%$4,527–$5,533

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 11422
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$3,170$3,330$3,630$4,590$5,030
FY 2026$3,010$3,160$3,460$4,330$4,710
FY 2025$2,800$2,920$3,230$4,030$4,340
FY 2024$2,750$2,820$3,170$3,960$4,260
FY 2023$2,420$2,470$2,790$3,500$3,780

Two-bedroom rent in nearby Nassau County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 11422
11363$3,530−2.8%
11422Current$3,630—
11501$2,740−24.5%
11507$3,240−10.7%
11509$2,760−24.0%
11510$2,480−31.7%
11514$2,760−24.0%
11516$2,600−28.4%
11518$2,750−24.2%
11520$2,480−31.7%
11530$3,150−13.2%
11531$2,710−25.3%

Questions about ZIP 11422 rents

How much will Section 8 pay for a two-bedroom in ZIP 11422?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,689, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,420 to $2,958 a month; under the ZIP-level Small Area FMR of $3,630 it would be $3,267 to $3,993. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 11422 in?

ZIP 11422 is in the Nassau-Suffolk, NY HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,689.

How much did fair market rent change in ZIP 11422 for FY 2027?

The two-bedroom FMR rose 4.9%, from $3,460 in FY 2026 to $3,630 in FY 2027. Since FY 2023 it has risen 30.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set