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18912

ZIPSAFMR
Bucks County, PA

ZIP Investment Score

47Below average

095130300
BRFMR
Eff. Rent
0 BR$1,970$1,900
1 BR$2,140$2,140
2 BR$2,550$2,580
3 BR$3,040$2,930
4 BR$3,350$3,690
5 BR$3,852Not available
6 BR$4,430Not available
7 BR$5,095Not available
8 BR$5,859Not available

Purchase Price Calculator

Maximum purchase price
$321,470

Cost breakdown

+Likely effective rent$2,580
HUD FMR$2,550
Market rent$2,590
Est. payment standard (101%)Used$2,580
-Principal and interest-$1,626
Loan amount$257,176
Down payment$64,294
Rate6.50%
Term30 years
-Operating costs-$754
Property taxes-$321
Insurance-$175
Utilities$0
HOA$0
Management-$258
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$41,132(64.0% ROI)
Projected value
$346,189
Return breakdown
Property appreciation+$24,718
Loan principal paid down+$9,214
Rental cash flow+$7,200
5-year hold
+$70,675(109.9% ROI)
Projected value
$363,714
Return breakdown
Property appreciation+$42,244
Loan principal paid down+$16,431
Rental cash flow+$12,000
10-year hold
+$153,191(238.3% ROI)
Projected value
$411,509
Return breakdown
Property appreciation+$90,039
Loan principal paid down+$39,152
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.04
1 BR
1.00
2 BR
0.98
3 BR
1.04
4 BR
0.84
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 18912 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 18912 (Buckingham, PA) is $2,550 a month. That is up 0.8% from $2,530 in FY 2026. Buckingham is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 78 ZIP codes in Bucks County, 18912 has the 7th-highest two-bedroom rent (county range $1,410–$2,790). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 18912 is 124% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 18912
BedroomsFY 2027Change90–110% range
Studio$1,970+0.5%$1,773–$2,167
1BR$2,140+0.5%$1,926–$2,354
2BR$2,550+0.8%$2,295–$2,805
3BR$3,0400.0%$2,736–$3,344
4BR$3,350−1.2%$3,015–$3,685

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 18912
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,970$2,140$2,550$3,040$3,350
FY 2026$1,960$2,130$2,530$3,040$3,390
FY 2025$1,910$2,100$2,510$3,020$3,430
FY 2024$1,780$1,980$2,370$2,870$3,310
FY 2023$1,490$1,680$2,030$2,480$2,870

Two-bedroom rent in nearby Bucks County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 18912
18901$2,280−10.6%
18902$2,650+3.9%
18910$1,970−22.7%
18911$1,970−22.7%
18912Current$2,550—
18913$2,490−2.4%
18914$2,500−2.0%
18916$1,970−22.7%
18917$1,760−31.0%
18920$1,970−22.7%
18921$1,790−29.8%
18922$1,970−22.7%

Questions about ZIP 18912 rents

How much will Section 8 pay for a two-bedroom in ZIP 18912?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,550, that basic range is $2,295 to $2,805 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 18912 in?

ZIP 18912 is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 18912 for FY 2027?

The two-bedroom FMR rose 0.8%, from $2,530 in FY 2026 to $2,550 in FY 2027. Since FY 2023 it has risen 25.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set