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76177

ZIPSAFMR
Denton County, TX

ZIP Investment Score

73Below average

095130300
BRFMR
Eff. Rent
0 BR$1,710$1,310
1 BR$1,730$1,560
2 BR$2,040$1,890
3 BR$2,660$2,220
4 BR$3,340$2,490
5 BR$3,841Not available
6 BR$4,417Not available
7 BR$5,080Not available
8 BR$5,842Not available

Purchase Price Calculator

Maximum purchase price
$218,937

Cost breakdown

+Likely effective rent$1,890
HUD FMR$2,040
Market rentUsed$1,890
Est. payment standard (95%)$1,940
-Principal and interest-$1,107
Loan amount$175,149
Down payment$43,787
Rate6.50%
Term30 years
-Operating costs-$583
Property taxes-$219
Insurance-$175
Utilities$0
HOA$0
Management-$189
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,309(69.2% ROI)
Projected value
$235,771
Return breakdown
Property appreciation+$16,834
Loan principal paid down+$6,275
Rental cash flow+$7,200
5-year hold
+$51,960(118.7% ROI)
Projected value
$247,707
Return breakdown
Property appreciation+$28,770
Loan principal paid down+$11,190
Rental cash flow+$12,000
10-year hold
+$111,985(255.7% ROI)
Projected value
$280,258
Return breakdown
Property appreciation+$61,321
Loan principal paid down+$26,665
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.31
1 BR
1.11
2 BR
1.08
3 BR
1.20
4 BR
1.34
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 76177 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 76177 (Fort Worth, TX) is $2,040 a month. That is down 3.8% from $2,120 in FY 2026. Fort Worth is in the Dallas, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 47 ZIP codes in Denton County, 76177 has the 21st-highest two-bedroom rent (county range $1,090–$2,710). The median county two-bedroom FMR in Texas is $1,105, so ZIP 76177 is 85% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 76177
BedroomsFY 2027Change90–110% range
Studio$1,710−2.3%$1,539–$1,881
1BR$1,730−4.4%$1,557–$1,903
2BR$2,040−3.8%$1,836–$2,244
3BR$2,660−4.0%$2,394–$2,926
4BR$3,340−2.9%$3,006–$3,674

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 76177
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,710$1,730$2,040$2,660$3,340
FY 2026$1,750$1,810$2,120$2,770$3,440
FY 2025$1,750$1,860$2,170$2,850$3,500
FY 2024$1,660$1,800$2,110$2,770$3,410
FY 2023$1,440$1,600$1,880$2,480$3,090

Two-bedroom rent in nearby Denton County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 76177
76177Current$2,040—
76201$1,480−27.5%
76202$1,890−7.4%
76203$1,480−27.5%
76204$1,890−7.4%
76205$1,590−22.1%
76206$1,890−7.4%
76207$1,920−5.9%
76208$1,820−10.8%
76209$1,600−21.6%
76210$2,030−0.5%
76226$2,710+32.8%

Questions about ZIP 76177 rents

How much will Section 8 pay for a two-bedroom in ZIP 76177?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,040, that basic range is $1,836 to $2,244 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 76177 in?

ZIP 76177 is in the Dallas, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 76177 for FY 2027?

The two-bedroom FMR fell 3.8%, from $2,120 in FY 2026 to $2,040 in FY 2027. Since FY 2023 it has risen 8.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set