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91737

ZIPSAFMR
San Bernardino County, CA

ZIP Investment Score

77Below average

095130300
BRFMR
Eff. Rent
0 BR$2,120$1,970
1 BR$2,250$2,190
2 BR$2,780$2,800
3 BR$3,660$3,430
4 BR$4,410$3,830
5 BR$5,072Not available
6 BR$5,832Not available
7 BR$6,707Not available
8 BR$7,713Not available

Purchase Price Calculator

Maximum purchase price
$354,162

Cost breakdown

+Likely effective rent$2,800
HUD FMR$2,780
Market rent$2,810
Est. payment standard (101%)Used$2,800
-Principal and interest-$1,791
Loan amount$283,330
Down payment$70,832
Rate6.50%
Term30 years
-Operating costs-$809
Property taxes-$354
Insurance-$175
Utilities$0
HOA$0
Management-$280
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$44,583(62.9% ROI)
Projected value
$381,394
Return breakdown
Property appreciation+$27,232
Loan principal paid down+$10,151
Rental cash flow+$7,200
5-year hold
+$76,642(108.2% ROI)
Projected value
$400,702
Return breakdown
Property appreciation+$46,540
Loan principal paid down+$18,102
Rental cash flow+$12,000
10-year hold
+$166,329(234.8% ROI)
Projected value
$453,358
Return breakdown
Property appreciation+$99,195
Loan principal paid down+$43,134
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.08
1 BR
1.03
2 BR
0.99
3 BR
1.07
4 BR
1.15
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 91737 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 91737 (Rancho Cucamonga, CA) is $2,780 a month. That is down 7.9% from $3,020 in FY 2026. Rancho Cucamonga is in the Riverside-San Bernardino-Ontario, CA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,103. Among 114 ZIP codes in San Bernardino County, 91737 has the 7th-highest two-bedroom rent (county range $1,870–$3,150). The median county two-bedroom FMR in California is $1,725, so ZIP 91737 is 61% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 91737
BedroomsFY 2027Change90–110% range
Studio$2,120−8.6%$1,908–$2,332
1BR$2,250−7.8%$2,025–$2,475
2BR$2,780−7.9%$2,502–$3,058
3BR$3,660−8.5%$3,294–$4,026
4BR$4,410−8.5%$3,969–$4,851

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 91737
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,120$2,250$2,780$3,660$4,410
FY 2026$2,320$2,440$3,020$4,000$4,820
FY 2025$2,530$2,640$3,290$4,390$5,340
FY 2024$2,200$2,330$2,910$3,920$4,780
FY 2023$1,850$2,020$2,530$3,430$4,220

Two-bedroom rent in nearby San Bernardino County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 91737
91708$3,150+13.3%
91709$3,150+13.3%
91710$2,400−13.7%
91729$2,040−26.6%
91730$2,970+6.8%
91737Current$2,780—
91739$2,900+4.3%
91743$2,040−26.6%
91761$2,360−15.1%
91762$2,300−17.3%
91763$2,130−23.4%
91764$2,610−6.1%

Questions about ZIP 91737 rents

How much will Section 8 pay for a two-bedroom in ZIP 91737?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,103, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,893 to $2,313 a month; under the ZIP-level Small Area FMR of $2,780 it would be $2,502 to $3,058. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 91737 in?

ZIP 91737 is in the Riverside-San Bernardino-Ontario, CA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,103.

How much did fair market rent change in ZIP 91737 for FY 2027?

The two-bedroom FMR fell 7.9%, from $3,020 in FY 2026 to $2,780 in FY 2027. Since FY 2023 it has risen 9.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set