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92301

ZIPSAFMR
San Bernardino County, CA

ZIP Investment Score

104Above average

095130300
BRFMR
Eff. Rent
0 BR$1,300$1,180
1 BR$1,470$1,420
2 BR$1,870$1,730
3 BR$2,390$2,160
4 BR$2,700$2,600
5 BR$3,105Not available
6 BR$3,571Not available
7 BR$4,106Not available
8 BR$4,722Not available

Purchase Price Calculator

Maximum purchase price
$195,161

Cost breakdown

+Likely effective rent$1,730
HUD FMR$1,870
Market rentUsed$1,730
Est. payment standard (95%)$1,780
-Principal and interest-$987
Loan amount$156,129
Down payment$39,032
Rate6.50%
Term30 years
-Operating costs-$543
Property taxes-$195
Insurance-$175
Utilities$0
HOA$0
Management-$173
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,800(71.2% ROI)
Projected value
$210,167
Return breakdown
Property appreciation+$15,006
Loan principal paid down+$5,594
Rental cash flow+$7,200
5-year hold
+$47,621(122.0% ROI)
Projected value
$220,807
Return breakdown
Property appreciation+$25,646
Loan principal paid down+$9,975
Rental cash flow+$12,000
10-year hold
+$102,430(262.4% ROI)
Projected value
$249,822
Return breakdown
Property appreciation+$54,662
Loan principal paid down+$23,769
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.10
1 BR
1.04
2 BR
1.08
3 BR
1.11
4 BR
1.04
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 92301 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 92301 (Adelanto, CA) is $1,870 a month. That is down 9.7% from $2,070 in FY 2026. Adelanto is in the Riverside-San Bernardino-Ontario, CA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,103. Among 114 ZIP codes in San Bernardino County, 92301 has the 114th-highest two-bedroom rent (county range $1,870–$3,150). The median county two-bedroom FMR in California is $1,725, so ZIP 92301 is 8% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 92301
BedroomsFY 2027Change90–110% range
Studio$1,300−9.7%$1,170–$1,430
1BR$1,470−9.8%$1,323–$1,617
2BR$1,870−9.7%$1,683–$2,057
3BR$2,390−9.8%$2,151–$2,629
4BR$2,700−7.5%$2,430–$2,970

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 92301
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,300$1,470$1,870$2,390$2,700
FY 2026$1,440$1,630$2,070$2,650$2,920
FY 2025$1,600$1,810$2,290$2,940$3,240
FY 2024$1,390$1,580$2,000$2,600$2,860
FY 2023$1,250$1,450$1,840$2,430$2,640

Two-bedroom rent in nearby San Bernardino County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 92301
92301Current$1,870—
92304$2,040+9.1%
92305$1,990+6.4%
92307$1,990+6.4%
92308$1,990+6.4%
92309$1,990+6.4%
92310$1,990+6.4%
92311$1,990+6.4%
92312$2,040+9.1%
92313$2,150+15.0%
92314$1,990+6.4%
92315$1,990+6.4%

Questions about ZIP 92301 rents

How much will Section 8 pay for a two-bedroom in ZIP 92301?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,103, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,893 to $2,313 a month; under the ZIP-level Small Area FMR of $1,870 it would be $1,683 to $2,057. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 92301 in?

ZIP 92301 is in the Riverside-San Bernardino-Ontario, CA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,103.

How much did fair market rent change in ZIP 92301 for FY 2027?

The two-bedroom FMR fell 9.7%, from $2,070 in FY 2026 to $1,870 in FY 2027. Since FY 2023 it has risen 1.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set