92385
ZIPSAFMR
San Bernardino County, CA
BRFMR
Eff. Rent
0 BR$1,600$1,610
1 BR$1,670$1,780
2 BR$2,080$2,150
3 BR$2,780$2,620
4 BR$3,380$3,090
5 BR$3,887
6 BR$4,470
7 BR$5,141
8 BR$5,912

Purchase Price Calculator

Maximum purchase price
$257,573

Cost breakdown

+Likely effective rent$2,150
HUD FMR$2,080
Market rent$2,190
Est. payment standard (103%)Used$2,150
Estimated payment standard is $2,150 (103% of FMR).
-Principal and interest-$1,302
Loan amount$206,058
Down payment$51,515
Rate6.50%
Term30 years
-Operating costs-$648
Property taxes-$258
Insurance-$175
Utilities$0
HOA$0
Management-$215
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$34,387(66.8% ROI)
Projected value
$277,378
Current value$257,573
Return breakdown
Property appreciation+$19,805
Loan principal paid down+$7,383
Rental cash flow+$7,200
5-year hold
+$59,012(114.6% ROI)
Projected value
$291,420
Current value$257,573
Return breakdown
Property appreciation+$33,847
Loan principal paid down+$13,165
Rental cash flow+$12,000
10-year hold
+$127,512(247.5% ROI)
Projected value
$329,715
Current value$257,573
Return breakdown
Property appreciation+$72,142
Loan principal paid down+$31,370
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.99ratio
FMR$1,600
Market$1,620
vs market-$20

FMR is near market; voucher and private rents are aligned.

90% standard$1,440 / 0.89 ratio110% standard$1,760 / 1.09 ratio
0.99
1 BR
1 BR
0.91ratio
FMR$1,670
Market$1,840
vs market-$170

FMR is near market; voucher and private rents are aligned.

90% standard$1,503 / 0.82 ratio110% standard$1,837 / 1.00 ratio
0.91
2 BR
2 BR
0.95ratio
FMR$2,080
Market$2,190
vs market-$110

FMR is near market; voucher and private rents are aligned.

90% standard$1,872 / 0.85 ratio110% standard$2,288 / 1.04 ratio
0.95
3 BR
3 BR
1.06ratio
FMR$2,780
Market$2,620
vs market+$160

FMR is near market; voucher and private rents are aligned.

90% standard$2,502 / 0.95 ratio110% standard$3,058 / 1.17 ratio
1.06
4 BR
4 BR
1.09ratio
FMR$3,380
Market$3,090
vs market+$290

FMR is near market; voucher and private rents are aligned.

90% standard$3,042 / 0.98 ratio110% standard$3,718 / 1.20 ratio
1.09
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92385 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

92385 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92385 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,080 and the 4 bedroom fair market rent is $3,380.

Use this page for searches like 92385 FMR, 92385 fair market rent, and 92385 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 92385
Bedroom sizeHUD FMR
Studio$1,600
1 bedroom$1,670
2 bedroom$2,080
3 bedroom$2,780
4 bedroom$3,380