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San Bernardino County/Grand Terrace/92313

92313

ZIPSAFMR
San Bernardino County, CA
Zillow

ZIP Investment Score

92Below average

095130300
BRFMR
Eff. Rent
0 BR$1,640$1,080
1 BR$1,740$1,080
2 BR$2,150$2,270
3 BR$2,830$2,970
4 BR$3,410$3,620
5 BR$3,921Not available
6 BR$4,510Not available
7 BR$5,186Not available
8 BR$5,964Not available

Purchase Price Calculator

Maximum purchase price
$275,405

Cost breakdown

+Likely effective rent$2,270
HUD FMR$2,150
Market rent$2,330
Est. payment standard (105%)Used$2,270
-Principal and interest-$1,393
Loan amount$220,324
Down payment$55,081
Rate6.50%
Term30 years
-Operating costs-$677
Property taxes-$275
Insurance-$175
Utilities$0
HOA$0
Management-$227
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,270(65.8% ROI)
Projected value
$296,581
Return breakdown
Property appreciation+$21,176
Loan principal paid down+$7,894
Rental cash flow+$7,200
5-year hold
+$62,267(113.0% ROI)
Projected value
$311,595
Return breakdown
Property appreciation+$36,190
Loan principal paid down+$14,077
Rental cash flow+$12,000
10-year hold
+$134,678(244.5% ROI)
Projected value
$352,541
Return breakdown
Property appreciation+$77,137
Loan principal paid down+$33,542
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.52
1 BR
1.61
2 BR
0.92
3 BR
0.93
4 BR
0.91
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 92313 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 92313 (Grand Terrace, CA) is $2,150 a month. That is down 1.8% from $2,190 in FY 2026. Grand Terrace is in the Riverside-San Bernardino-Ontario, CA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,103. Among 114 ZIP codes in San Bernardino County, 92313 is tied for the 22nd-highest two-bedroom rent (county range $1,870–$3,150). The median county two-bedroom FMR in California is $1,725, so ZIP 92313 is 25% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 92313
BedroomsFY 2027Change90–110% range
Studio$1,640−2.4%$1,476–$1,804
1BR$1,740−1.7%$1,566–$1,914
2BR$2,150−1.8%$1,935–$2,365
3BR$2,830−2.4%$2,547–$3,113
4BR$3,410−2.6%$3,069–$3,751

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 92313
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,640$1,740$2,150$2,830$3,410
FY 2026$1,680$1,770$2,190$2,900$3,500
FY 2025$1,780$1,860$2,310$3,080$3,750
FY 2024$1,530$1,630$2,030$2,730$3,340
FY 2023$1,320$1,450$1,810$2,460$3,020

Two-bedroom rent in nearby San Bernardino County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 92313
92307$1,990−7.4%
92308$1,990−7.4%
92309$1,990−7.4%
92310$1,990−7.4%
92311$1,990−7.4%
92312$2,040−5.1%
92313Current$2,150—
92314$1,990−7.4%
92315$1,990−7.4%
92316$1,990−7.4%
92317$1,990−7.4%
92318$2,040−5.1%

Questions about ZIP 92313 rents

How much will Section 8 pay for a two-bedroom in ZIP 92313?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,103, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,893 to $2,313 a month; under the ZIP-level Small Area FMR of $2,150 it would be $1,935 to $2,365. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 92313 in?

ZIP 92313 is in the Riverside-San Bernardino-Ontario, CA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,103.

How much did fair market rent change in ZIP 92313 for FY 2027?

The two-bedroom FMR fell 1.8%, from $2,190 in FY 2026 to $2,150 in FY 2027. Since FY 2023 it has risen 18.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentGrand Terrace, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources