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San Bernardino County/Ontario/91761

91761

ZIPSAFMR
San Bernardino County, CA
Zillow

ZIP Investment Score

88Below average

095130300
BRFMR
Eff. Rent
0 BR$1,800$1,810
1 BR$1,910$1,930
2 BR$2,360$2,390
3 BR$3,110$3,150
4 BR$3,740$3,550
5 BR$4,301Not available
6 BR$4,946Not available
7 BR$5,688Not available
8 BR$6,541Not available

Purchase Price Calculator

Maximum purchase price
$293,237

Cost breakdown

+Likely effective rent$2,390
HUD FMR$2,360
Market rent$2,410
Est. payment standard (101%)Used$2,390
-Principal and interest-$1,483
Loan amount$234,589
Down payment$58,647
Rate6.50%
Term30 years
-Operating costs-$707
Property taxes-$293
Insurance-$175
Utilities$0
HOA$0
Management-$239
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,152(65.1% ROI)
Projected value
$315,784
Return breakdown
Property appreciation+$22,547
Loan principal paid down+$8,405
Rental cash flow+$7,200
5-year hold
+$65,522(111.7% ROI)
Projected value
$331,770
Return breakdown
Property appreciation+$38,534
Loan principal paid down+$14,988
Rental cash flow+$12,000
10-year hold
+$141,845(241.9% ROI)
Projected value
$375,368
Return breakdown
Property appreciation+$82,131
Loan principal paid down+$35,714
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.99
1 BR
0.98
2 BR
0.98
3 BR
0.98
4 BR
1.05
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 91761 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 91761 (Ontario, CA) is $2,360 a month. That is down 8.5% from $2,580 in FY 2026. Ontario is in the Riverside-San Bernardino-Ontario, CA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,103. Among 114 ZIP codes in San Bernardino County, 91761 has the 19th-highest two-bedroom rent (county range $1,870–$3,150). The median county two-bedroom FMR in California is $1,725, so ZIP 91761 is 37% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 91761
BedroomsFY 2027Change90–110% range
Studio$1,800−9.1%$1,620–$1,980
1BR$1,910−8.2%$1,719–$2,101
2BR$2,360−8.5%$2,124–$2,596
3BR$3,110−8.8%$2,799–$3,421
4BR$3,740−9.2%$3,366–$4,114

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 91761
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,800$1,910$2,360$3,110$3,740
FY 2026$1,980$2,080$2,580$3,410$4,120
FY 2025$2,090$2,180$2,710$3,620$4,400
FY 2024$1,840$1,960$2,440$3,290$4,010
FY 2023$1,590$1,740$2,180$2,960$3,640

Two-bedroom rent in nearby San Bernardino County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 91761
91729$2,040−13.6%
91730$2,970+25.8%
91737$2,780+17.8%
91739$2,900+22.9%
91743$2,040−13.6%
91761Current$2,360—
91762$2,300−2.5%
91763$2,130−9.7%
91764$2,610+10.6%
91784$3,150+33.5%
91785$2,040−13.6%
91786$2,560+8.5%

Questions about ZIP 91761 rents

How much will Section 8 pay for a two-bedroom in ZIP 91761?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,103, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,893 to $2,313 a month; under the ZIP-level Small Area FMR of $2,360 it would be $2,124 to $2,596. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 91761 in?

ZIP 91761 is in the Riverside-San Bernardino-Ontario, CA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,103.

How much did fair market rent change in ZIP 91761 for FY 2027?

The two-bedroom FMR fell 8.5%, from $2,580 in FY 2026 to $2,360 in FY 2027. Since FY 2023 it has risen 8.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentOntario, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources