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06082

ZIPSAFMR
Hartford County, CT

ZIP Investment Score

113Above average

095130300
BRFMR
Eff. Rent
0 BR$1,460$1,460
1 BR$1,680$1,680
2 BR$2,100$2,100
3 BR$2,500$2,500
4 BR$2,760$2,760
5 BR$3,174Not available
6 BR$3,650Not available
7 BR$4,198Not available
8 BR$4,827Not available

Purchase Price Calculator

Maximum purchase price
$250,143

Cost breakdown

+Likely effective rent$2,100
HUD FMRUsed$2,100
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,265
Loan amount$200,114
Down payment$50,029
Rate6.50%
Term30 years
-Operating costs-$635
Property taxes-$250
Insurance-$175
Utilities$0
HOA$0
Management-$210
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,603(67.2% ROI)
Projected value
$269,376
Return breakdown
Property appreciation+$19,234
Loan principal paid down+$7,170
Rental cash flow+$7,200
5-year hold
+$57,656(115.2% ROI)
Projected value
$283,013
Return breakdown
Property appreciation+$32,871
Loan principal paid down+$12,785
Rental cash flow+$12,000
10-year hold
+$124,526(248.9% ROI)
Projected value
$320,204
Return breakdown
Property appreciation+$70,061
Loan principal paid down+$30,465
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 06082 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 06082 (Hartford County, CT) is $2,100 a month. That is up 4.0% from $2,020 in FY 2026. Among 52 ZIP codes in Hartford County, 06082 has the 18th-highest two-bedroom rent (county range $1,560–$2,900). The median county two-bedroom FMR in Connecticut is $1,933, so ZIP 06082 is 9% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 06082
BedroomsFY 2027Change90–110% range
Studio$1,460+5.0%$1,314–$1,606
1BR$1,680+5.0%$1,512–$1,848
2BR$2,100+4.0%$1,890–$2,310
3BR$2,500+3.3%$2,250–$2,750
4BR$2,760+0.4%$2,484–$3,036

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 06082
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,460$1,680$2,100$2,500$2,760
FY 2026$1,390$1,600$2,020$2,420$2,750
FY 2025$1,220$1,410$1,780$2,140$2,540
FY 2024$1,180$1,390$1,740$2,100$2,550
FY 2023$1,040$1,250$1,550$1,890$2,300

Two-bedroom rent in nearby Hartford County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 06082
06070$2,880+37.1%
06073$1,880−10.5%
06074$2,400+14.3%
06078$1,920−8.6%
06081$1,670−20.5%
06082Current$2,100—
06085$1,770−15.7%
06088$1,980−5.7%
06089$2,900+38.1%
06090$2,070−1.4%
06092$2,450+16.7%
06093$1,840−12.4%

Questions about ZIP 06082 rents

How much will Section 8 pay for a two-bedroom in ZIP 06082?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,100, that basic range is $1,890 to $2,310 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

How much did fair market rent change in ZIP 06082 for FY 2027?

The two-bedroom FMR rose 4.0%, from $2,020 in FY 2026 to $2,100 in FY 2027. Since FY 2023 it has risen 35.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set