Skip to main content
Loading page
CT/Hartford County/06089

06089

ZIPSAFMR
Hartford County, CT
Zillow

ZIP Investment Score

119Above average

095130300
BRFMR
Eff. Rent
0 BR$2,020$2,020
1 BR$2,310$2,310
2 BR$2,900$2,900
3 BR$3,460$3,460
4 BR$3,810$3,810
5 BR$4,382Not available
6 BR$5,039Not available
7 BR$5,795Not available
8 BR$6,664Not available

Purchase Price Calculator

Maximum purchase price
$369,022

Cost breakdown

+Likely effective rent$2,900
HUD FMRUsed$2,900
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,866
Loan amount$295,218
Down payment$73,804
Rate6.50%
Term30 years
-Operating costs-$834
Property taxes-$369
Insurance-$175
Utilities$0
HOA$0
Management-$290
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$46,151(62.5% ROI)
Projected value
$397,397
Return breakdown
Property appreciation+$28,374
Loan principal paid down+$10,577
Rental cash flow+$7,200
5-year hold
+$79,354(107.5% ROI)
Projected value
$417,515
Return breakdown
Property appreciation+$48,493
Loan principal paid down+$18,862
Rental cash flow+$12,000
10-year hold
+$172,301(233.5% ROI)
Projected value
$472,380
Return breakdown
Property appreciation+$103,357
Loan principal paid down+$44,944
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 06089 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 06089 (Hartford County, CT) is $2,900 a month. That is up 4.7% from $2,770 in FY 2026. Among 52 ZIP codes in Hartford County, 06089 has the highest two-bedroom rent (county range $1,560–$2,900). The median county two-bedroom FMR in Connecticut is $1,933, so ZIP 06089 is 50% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 06089
BedroomsFY 2027Change90–110% range
Studio$2,020+5.8%$1,818–$2,222
1BR$2,310+5.5%$2,079–$2,541
2BR$2,900+4.7%$2,610–$3,190
3BR$3,460+4.2%$3,114–$3,806
4BR$3,810+1.1%$3,429–$4,191

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 06089
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,020$2,310$2,900$3,460$3,810
FY 2026$1,910$2,190$2,770$3,320$3,770
FY 2025$1,630$1,880$2,380$2,870$3,400
FY 2024$1,460$1,720$2,160$2,610$3,170
FY 2023$1,170$1,410$1,750$2,130$2,600

Two-bedroom rent in nearby Hartford County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 06089
06074$2,400−17.2%
06078$1,920−33.8%
06081$1,670−42.4%
06082$2,100−27.6%
06085$1,770−39.0%
06088$1,980−31.7%
06089Current$2,900—
06090$2,070−28.6%
06092$2,450−15.5%
06093$1,840−36.6%
06095$2,250−22.4%
06096$1,870−35.5%

Questions about ZIP 06089 rents

How much will Section 8 pay for a two-bedroom in ZIP 06089?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,900, that basic range is $2,610 to $3,190 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

How much did fair market rent change in ZIP 06089 for FY 2027?

The two-bedroom FMR rose 4.7%, from $2,770 in FY 2026 to $2,900 in FY 2027. Since FY 2023 it has risen 65.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCT statewide rentsWhat is SAFMR?Data sources