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06479

ZIPSAFMR
Hartford County, CT

ZIP Investment Score

119Above average

095130300
BRFMR
Eff. Rent
0 BR$1,840$1,840
1 BR$2,110$2,110
2 BR$2,640$2,640
3 BR$3,150$3,150
4 BR$3,470$3,470
5 BR$3,990Not available
6 BR$4,589Not available
7 BR$5,277Not available
8 BR$6,069Not available

Purchase Price Calculator

Maximum purchase price
$330,386

Cost breakdown

+Likely effective rent$2,640
HUD FMRUsed$2,640
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,671
Loan amount$264,309
Down payment$66,077
Rate6.50%
Term30 years
-Operating costs-$769
Property taxes-$330
Insurance-$175
Utilities$0
HOA$0
Management-$264
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$42,073(63.7% ROI)
Projected value
$355,790
Return breakdown
Property appreciation+$25,404
Loan principal paid down+$9,470
Rental cash flow+$7,200
5-year hold
+$72,302(109.4% ROI)
Projected value
$373,802
Return breakdown
Property appreciation+$43,415
Loan principal paid down+$16,887
Rental cash flow+$12,000
10-year hold
+$156,774(237.3% ROI)
Projected value
$422,923
Return breakdown
Property appreciation+$92,536
Loan principal paid down+$40,238
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 06479 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 06479 (Hartford County, CT) is $2,640 a month. That is up 11.9% from $2,360 in FY 2026. Among 52 ZIP codes in Hartford County, 06479 has the 3rd-highest two-bedroom rent (county range $1,560–$2,900). The median county two-bedroom FMR in Connecticut is $1,933, so ZIP 06479 is 37% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 06479
BedroomsFY 2027Change90–110% range
Studio$1,840+12.9%$1,656–$2,024
1BR$2,110+12.8%$1,899–$2,321
2BR$2,640+11.9%$2,376–$2,904
3BR$3,150+11.3%$2,835–$3,465
4BR$3,470+8.1%$3,123–$3,817

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 06479
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,840$2,110$2,640$3,150$3,470
FY 2026$1,630$1,870$2,360$2,830$3,210
FY 2025$1,250$1,440$1,820$2,190$2,600
FY 2024$1,110$1,310$1,640$1,980$2,400
FY 2023$970$1,170$1,450$1,760$2,150

Two-bedroom rent in nearby Hartford County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 06479
06109$1,870−29.2%
06110$2,260−14.4%
06111$2,060−22.0%
06112$1,870−29.2%
06114$1,800−31.8%
06117$2,480−6.1%
06118$1,890−28.4%
06119$2,270−14.0%
06120$1,850−29.9%
06447$1,880−28.8%
06479Current$2,640—
06489$2,000−24.2%

Questions about ZIP 06479 rents

How much will Section 8 pay for a two-bedroom in ZIP 06479?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,640, that basic range is $2,376 to $2,904 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

How much did fair market rent change in ZIP 06479 for FY 2027?

The two-bedroom FMR rose 11.9%, from $2,360 in FY 2026 to $2,640 in FY 2027. Since FY 2023 it has risen 82.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set