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CT/Hartford County/06092

06092

ZIPSAFMR
Hartford County, CT
Zillow

ZIP Investment Score

75Below average

095130300
BRFMR
Eff. Rent
0 BR$1,710$1,710
1 BR$1,960$1,960
2 BR$2,450$2,450
3 BR$2,920$2,920
4 BR$3,220$3,220
5 BR$3,703Not available
6 BR$4,258Not available
7 BR$4,897Not available
8 BR$5,632Not available

Purchase Price Calculator

Maximum purchase price
$302,153

Cost breakdown

+Likely effective rent$2,450
HUD FMRUsed$2,450
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,528
Loan amount$241,722
Down payment$60,431
Rate6.50%
Term30 years
-Operating costs-$722
Property taxes-$302
Insurance-$175
Utilities$0
HOA$0
Management-$245
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,093(64.7% ROI)
Projected value
$325,385
Return breakdown
Property appreciation+$23,233
Loan principal paid down+$8,660
Rental cash flow+$7,200
5-year hold
+$67,149(111.1% ROI)
Projected value
$341,858
Return breakdown
Property appreciation+$39,705
Loan principal paid down+$15,444
Rental cash flow+$12,000
10-year hold
+$145,428(240.7% ROI)
Projected value
$386,781
Return breakdown
Property appreciation+$84,628
Loan principal paid down+$36,799
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 06092 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 06092 (Hartford County, CT) is $2,450 a month. That is up 0.4% from $2,440 in FY 2026. Among 52 ZIP codes in Hartford County, 06092 is tied for the 7th-highest two-bedroom rent (county range $1,560–$2,900). The median county two-bedroom FMR in Connecticut is $1,933, so ZIP 06092 is 27% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 06092
BedroomsFY 2027Change90–110% range
Studio$1,710+1.8%$1,539–$1,881
1BR$1,960+1.6%$1,764–$2,156
2BR$2,450+0.4%$2,205–$2,695
3BR$2,920−0.3%$2,628–$3,212
4BR$3,220−3.0%$2,898–$3,542

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 06092
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,710$1,960$2,450$2,920$3,220
FY 2026$1,680$1,930$2,440$2,930$3,320
FY 2025$1,560$1,790$2,270$2,730$3,250
FY 2024$1,590$1,870$2,340$2,830$3,430
FY 2023$1,210$1,460$1,810$2,200$2,690

Two-bedroom rent in nearby Hartford County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 06092
06078$1,920−21.6%
06081$1,670−31.8%
06082$2,100−14.3%
06085$1,770−27.8%
06088$1,980−19.2%
06089$2,900+18.4%
06090$2,070−15.5%
06092Current$2,450—
06093$1,840−24.9%
06095$2,250−8.2%
06096$1,870−23.7%
06105$1,820−25.7%

Questions about ZIP 06092 rents

How much will Section 8 pay for a two-bedroom in ZIP 06092?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,450, that basic range is $2,205 to $2,695 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

How much did fair market rent change in ZIP 06092 for FY 2027?

The two-bedroom FMR rose 0.4%, from $2,440 in FY 2026 to $2,450 in FY 2027. Since FY 2023 it has risen 35.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCT statewide rentsWhat is SAFMR?Data sources