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CT/Hartford County/06090

06090

ZIPSAFMR
Hartford County, CT
Zillow

ZIP Investment Score

60Below average

095130300
BRFMR
Eff. Rent
0 BR$1,440$1,440
1 BR$1,670$1,670
2 BR$2,070$2,070
3 BR$2,540$2,540
4 BR$2,830$2,830
5 BR$3,254Not available
6 BR$3,743Not available
7 BR$4,304Not available
8 BR$4,950Not available

Purchase Price Calculator

Maximum purchase price
$245,685

Cost breakdown

+Likely effective rent$2,070
HUD FMRUsed$2,070
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,242
Loan amount$196,548
Down payment$49,137
Rate6.50%
Term30 years
-Operating costs-$628
Property taxes-$246
Insurance-$175
Utilities$0
HOA$0
Management-$207
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,133(67.4% ROI)
Projected value
$264,576
Return breakdown
Property appreciation+$18,891
Loan principal paid down+$7,042
Rental cash flow+$7,200
5-year hold
+$56,842(115.7% ROI)
Projected value
$277,970
Return breakdown
Property appreciation+$32,285
Loan principal paid down+$12,557
Rental cash flow+$12,000
10-year hold
+$122,735(249.8% ROI)
Projected value
$314,497
Return breakdown
Property appreciation+$68,812
Loan principal paid down+$29,922
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 06090 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 06090 (Hartford County, CT) is $2,070 a month. That is up 0.5% from $2,060 in FY 2026. Among 52 ZIP codes in Hartford County, 06090 has the 19th-highest two-bedroom rent (county range $1,560–$2,900). The median county two-bedroom FMR in Connecticut is $1,933, so ZIP 06090 is 7% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 06090
BedroomsFY 2027Change90–110% range
Studio$1,440+1.4%$1,296–$1,584
1BR$1,670+1.8%$1,503–$1,837
2BR$2,070+0.5%$1,863–$2,277
3BR$2,540+0.4%$2,286–$2,794
4BR$2,830−1.0%$2,547–$3,113

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 06090
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,440$1,670$2,070$2,540$2,830
FY 2026$1,420$1,640$2,060$2,530$2,860
FY 2025$1,300$1,500$1,890$2,300$2,710
FY 2024$1,290$1,510$1,900$2,300$2,790
FY 2023$1,000$1,200$1,490$1,810$2,210

Two-bedroom rent in nearby Hartford County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 06090
06078$1,920−7.2%
06081$1,670−19.3%
06082$2,100+1.4%
06085$1,770−14.5%
06088$1,980−4.3%
06089$2,900+40.1%
06090Current$2,070—
06092$2,450+18.4%
06093$1,840−11.1%
06095$2,250+8.7%
06096$1,870−9.7%
06105$1,820−12.1%

Questions about ZIP 06090 rents

How much will Section 8 pay for a two-bedroom in ZIP 06090?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,070, that basic range is $1,863 to $2,277 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

How much did fair market rent change in ZIP 06090 for FY 2027?

The two-bedroom FMR rose 0.5%, from $2,060 in FY 2026 to $2,070 in FY 2027. Since FY 2023 it has risen 38.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCT statewide rentsWhat is SAFMR?Data sources