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06119

ZIPSAFMR
Hartford County, CT

ZIP Investment Score

77Below average

095130300
BRFMR
Eff. Rent
0 BR$1,580$1,580
1 BR$1,810$1,810
2 BR$2,270$2,270
3 BR$2,700$2,700
4 BR$2,990$2,990
5 BR$3,438Not available
6 BR$3,954Not available
7 BR$4,547Not available
8 BR$5,230Not available

Purchase Price Calculator

Maximum purchase price
$275,405

Cost breakdown

+Likely effective rent$2,270
HUD FMRUsed$2,270
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,393
Loan amount$220,324
Down payment$55,081
Rate6.50%
Term30 years
-Operating costs-$677
Property taxes-$275
Insurance-$175
Utilities$0
HOA$0
Management-$227
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,270(65.8% ROI)
Projected value
$296,581
Return breakdown
Property appreciation+$21,176
Loan principal paid down+$7,894
Rental cash flow+$7,200
5-year hold
+$62,267(113.0% ROI)
Projected value
$311,595
Return breakdown
Property appreciation+$36,190
Loan principal paid down+$14,077
Rental cash flow+$12,000
10-year hold
+$134,678(244.5% ROI)
Projected value
$352,541
Return breakdown
Property appreciation+$77,137
Loan principal paid down+$33,542
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 06119 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 06119 (Hartford County, CT) is $2,270 a month. That is up 6.1% from $2,140 in FY 2026. Among 52 ZIP codes in Hartford County, 06119 has the 14th-highest two-bedroom rent (county range $1,560–$2,900). The median county two-bedroom FMR in Connecticut is $1,933, so ZIP 06119 is 17% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 06119
BedroomsFY 2027Change90–110% range
Studio$1,580+6.8%$1,422–$1,738
1BR$1,810+7.1%$1,629–$1,991
2BR$2,270+6.1%$2,043–$2,497
3BR$2,700+5.1%$2,430–$2,970
4BR$2,990+2.7%$2,691–$3,289

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 06119
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,580$1,810$2,270$2,700$2,990
FY 2026$1,480$1,690$2,140$2,570$2,910
FY 2025$1,280$1,480$1,870$2,250$2,670
FY 2024$1,260$1,480$1,860$2,250$2,730
FY 2023$1,140$1,380$1,710$2,080$2,540

Two-bedroom rent in nearby Hartford County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 06119
06106$1,640−27.8%
06107$2,490+9.7%
06108$1,660−26.9%
06109$1,870−17.6%
06110$2,260−0.4%
06111$2,060−9.3%
06112$1,870−17.6%
06114$1,800−20.7%
06117$2,480+9.3%
06118$1,890−16.7%
06119Current$2,270—
06120$1,850−18.5%

Questions about ZIP 06119 rents

How much will Section 8 pay for a two-bedroom in ZIP 06119?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,270, that basic range is $2,043 to $2,497 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

How much did fair market rent change in ZIP 06119 for FY 2027?

The two-bedroom FMR rose 6.1%, from $2,140 in FY 2026 to $2,270 in FY 2027. Since FY 2023 it has risen 32.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set