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CT/Hartford County/06105

06105

ZIPSAFMR
Hartford County, CT
Zillow

ZIP Investment Score

95Below average

095130300
BRFMR
Eff. Rent
0 BR$1,270$1,270
1 BR$1,450$1,450
2 BR$1,820$1,820
3 BR$2,170$2,170
4 BR$2,390$2,390
5 BR$2,749Not available
6 BR$3,161Not available
7 BR$3,635Not available
8 BR$4,180Not available

Purchase Price Calculator

Maximum purchase price
$208,535

Cost breakdown

+Likely effective rent$1,820
HUD FMRUsed$1,820
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,054
Loan amount$166,828
Down payment$41,707
Rate6.50%
Term30 years
-Operating costs-$566
Property taxes-$209
Insurance-$175
Utilities$0
HOA$0
Management-$182
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,211(70.0% ROI)
Projected value
$224,569
Return breakdown
Property appreciation+$16,034
Loan principal paid down+$5,977
Rental cash flow+$7,200
5-year hold
+$50,062(120.0% ROI)
Projected value
$235,938
Return breakdown
Property appreciation+$27,403
Loan principal paid down+$10,659
Rental cash flow+$12,000
10-year hold
+$107,805(258.5% ROI)
Projected value
$266,942
Return breakdown
Property appreciation+$58,407
Loan principal paid down+$25,398
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 06105 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 06105 (Hartford County, CT) is $1,820 a month. That is up 2.8% from $1,770 in FY 2026. Among 52 ZIP codes in Hartford County, 06105 has the 39th-highest two-bedroom rent (county range $1,560–$2,900). The median county two-bedroom FMR in Connecticut is $1,933, so ZIP 06105 is 6% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 06105
BedroomsFY 2027Change90–110% range
Studio$1,270+4.1%$1,143–$1,397
1BR$1,450+3.6%$1,305–$1,595
2BR$1,820+2.8%$1,638–$2,002
3BR$2,170+2.4%$1,953–$2,387
4BR$2,390−0.8%$2,151–$2,629

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 06105
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,270$1,450$1,820$2,170$2,390
FY 2026$1,220$1,400$1,770$2,120$2,410
FY 2025$1,060$1,220$1,540$1,860$2,200
FY 2024$1,050$1,240$1,550$1,870$2,270
FY 2023$940$1,140$1,410$1,720$2,090

Two-bedroom rent in nearby Hartford County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 06105
06093$1,840+1.1%
06095$2,250+23.6%
06096$1,870+2.7%
06105Current$1,820—
06106$1,640−9.9%
06107$2,490+36.8%
06108$1,660−8.8%
06109$1,870+2.7%
06110$2,260+24.2%
06111$2,060+13.2%
06112$1,870+2.7%
06114$1,800−1.1%

Questions about ZIP 06105 rents

How much will Section 8 pay for a two-bedroom in ZIP 06105?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,820, that basic range is $1,638 to $2,002 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

How much did fair market rent change in ZIP 06105 for FY 2027?

The two-bedroom FMR rose 2.8%, from $1,770 in FY 2026 to $1,820 in FY 2027. Since FY 2023 it has risen 29.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCT statewide rentsWhat is SAFMR?Data sources