11786
ZIPSAFMR
Suffolk County, NY
BRFMR
Eff. Rent
0 BR$2,480$2,270
1 BR$2,960$2,520
2 BR$3,420$3,120
3 BR$4,440$3,770
4 BR$4,690$4,690
5 BR$5,394
6 BR$6,203
7 BR$7,133
8 BR$8,203

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.09ratio
FMR$2,480
Market$2,270
vs market+$210

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.09
1 BR
1 BR
1.17ratio
FMR$2,960
Market$2,520
vs market+$440

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.17
2 BR
2 BR
1.10ratio
FMR$3,420
Market$3,120
vs market+$300

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.10
3 BR
3 BR
1.18ratio
FMR$4,440
Market$3,770
vs market+$670

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.18
4 BR
4 BR
0.93ratio
FMR$4,690
Market$5,050
vs market-$360

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.93
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$446,294
Rent
$3,420
Down payment
$89,259
Loan
$357,035
Mortgage
$2,257
Expenses
$963
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 11786 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.