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Suffolk County/Great River/11739

11739

ZIPSAFMR
Suffolk County, NY
Zillow

ZIP Investment Score

52Below average

095130300
BRFMR
Eff. Rent
0 BR$2,140$2,210
1 BR$2,490$2,400
2 BR$2,930$3,180
3 BR$3,770$3,880
4 BR$4,000$4,260
5 BR$4,600Not available
6 BR$5,290Not available
7 BR$6,083Not available
8 BR$6,996Not available

Purchase Price Calculator

Maximum purchase price
$410,630

Cost breakdown

+Likely effective rent$3,180
HUD FMR$2,930
Market rent$3,320
Est. payment standard (109%)Used$3,180
-Principal and interest-$2,076
Loan amount$328,504
Down payment$82,126
Rate6.50%
Term30 years
-Operating costs-$904
Property taxes-$411
Insurance-$175
Utilities$0
HOA$0
Management-$318
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$50,543(61.5% ROI)
Projected value
$442,204
Return breakdown
Property appreciation+$31,574
Loan principal paid down+$11,770
Rental cash flow+$7,200
5-year hold
+$86,948(105.9% ROI)
Projected value
$464,590
Return breakdown
Property appreciation+$53,960
Loan principal paid down+$20,988
Rental cash flow+$12,000
10-year hold
+$189,022(230.2% ROI)
Projected value
$525,641
Return breakdown
Property appreciation+$115,011
Loan principal paid down+$50,011
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.96
1 BR
1.04
2 BR
0.88
3 BR
0.96
4 BR
0.91
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 11739 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 11739 (Great River, NY) is $2,930 a month. That is down 2.3% from $3,000 in FY 2026. Great River is in the Nassau-Suffolk, NY HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,689. Among 111 ZIP codes in Suffolk County, 11739 is tied for the 34th-highest two-bedroom rent (county range $2,480–$3,920). The median county two-bedroom FMR in New York is $1,385, so ZIP 11739 is 112% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 11739
BedroomsFY 2027Change90–110% range
Studio$2,140−1.8%$1,926–$2,354
1BR$2,490−4.2%$2,241–$2,739
2BR$2,930−2.3%$2,637–$3,223
3BR$3,770−3.1%$3,393–$4,147
4BR$4,000−2.9%$3,600–$4,400

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 11739
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,140$2,490$2,930$3,770$4,000
FY 2026$2,180$2,600$3,000$3,890$4,120
FY 2025$2,000$2,430$2,800$3,630$3,890
FY 2024$1,850$2,330$2,720$3,520$3,820
FY 2023$1,660$2,060$2,470$3,170$3,490

Two-bedroom rent in nearby Suffolk County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 11739
11730$3,030+3.4%
11731$2,740−6.5%
11733$2,870−2.0%
11735$2,700−7.8%
11738$3,310+13.0%
11739Current$2,930—
11740$2,650−9.6%
11741$2,870−2.0%
11742$2,730−6.8%
11743$2,940+0.3%
11746$2,480−15.4%
11747$3,360+14.7%

Questions about ZIP 11739 rents

How much will Section 8 pay for a two-bedroom in ZIP 11739?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,689, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,420 to $2,958 a month; under the ZIP-level Small Area FMR of $2,930 it would be $2,637 to $3,223. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 11739 in?

ZIP 11739 is in the Nassau-Suffolk, NY HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,689.

How much did fair market rent change in ZIP 11739 for FY 2027?

The two-bedroom FMR fell 2.3%, from $3,000 in FY 2026 to $2,930 in FY 2027. Since FY 2023 it has risen 18.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentGreat River, NY fair market rentNY statewide rentsWhat is SAFMR?Data sources