Skip to main content
Loading page
Suffolk County/Quogue/11959

11959

ZIPSAFMR
Suffolk County, NY
Zillow

ZIP Investment Score

38Below average

095130300
BRFMR
Eff. Rent
0 BR$2,780$2,900
1 BR$3,230$3,010
2 BR$3,800$3,990
3 BR$4,890$5,380
4 BR$5,190$5,710
5 BR$5,968Not available
6 BR$6,864Not available
7 BR$7,893Not available
8 BR$9,077Not available

Purchase Price Calculator

Maximum purchase price
$530,996

Cost breakdown

+Likely effective rent$3,990
HUD FMR$3,800
Market rent$4,090
Est. payment standard (105%)Used$3,990
-Principal and interest-$2,685
Loan amount$424,797
Down payment$106,199
Rate6.50%
Term30 years
-Operating costs-$1,105
Property taxes-$531
Insurance-$175
Utilities$0
HOA$0
Management-$399
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$63,248(59.6% ROI)
Projected value
$571,824
Return breakdown
Property appreciation+$40,829
Loan principal paid down+$15,219
Rental cash flow+$7,200
5-year hold
+$108,918(102.6% ROI)
Projected value
$600,773
Return breakdown
Property appreciation+$69,777
Loan principal paid down+$27,140
Rental cash flow+$12,000
10-year hold
+$237,394(223.5% ROI)
Projected value
$679,720
Return breakdown
Property appreciation+$148,724
Loan principal paid down+$64,671
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.94
1 BR
1.07
2 BR
0.93
3 BR
0.50
4 BR
0.85
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 11959 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 11959 (Quogue, NY) is $3,800 a month. That is down 0.8% from $3,830 in FY 2026. Quogue is in the Nassau-Suffolk, NY HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,689. Among 111 ZIP codes in Suffolk County, 11959 has the 4th-highest two-bedroom rent (county range $2,480–$3,920). The median county two-bedroom FMR in New York is $1,385, so ZIP 11959 is 174% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 11959
BedroomsFY 2027Change90–110% range
Studio$2,7800.0%$2,502–$3,058
1BR$3,230−2.7%$2,907–$3,553
2BR$3,800−0.8%$3,420–$4,180
3BR$4,890−1.6%$4,401–$5,379
4BR$5,190−1.1%$4,671–$5,709

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 11959
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,780$3,230$3,800$4,890$5,190
FY 2026$2,780$3,320$3,830$4,970$5,250
FY 2025$1,840$2,230$2,580$3,340$3,580
FY 2024$1,790$2,240$2,620$3,390$3,680
FY 2023$1,360$1,700$2,040$2,620$2,880

Two-bedroom rent in nearby Suffolk County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 11959
11953$2,510−33.9%
11954$2,960−22.1%
11955$2,720−28.4%
11956$2,570−32.4%
11957$2,950−22.4%
11958$2,630−30.8%
11959Current$3,800—
11960$2,670−29.7%
11961$2,480−34.7%
11962$2,670−29.7%
11963$3,660−3.7%
11964$3,610−5.0%

Questions about ZIP 11959 rents

How much will Section 8 pay for a two-bedroom in ZIP 11959?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,689, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,420 to $2,958 a month; under the ZIP-level Small Area FMR of $3,800 it would be $3,420 to $4,180. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 11959 in?

ZIP 11959 is in the Nassau-Suffolk, NY HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,689.

How much did fair market rent change in ZIP 11959 for FY 2027?

The two-bedroom FMR fell 0.8%, from $3,830 in FY 2026 to $3,800 in FY 2027. Since FY 2023 it has risen 86.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentQuogue, NY fair market rentNY statewide rentsWhat is SAFMR?Data sources