11950
ZIPSAFMR
Suffolk County, NY
BRFMR
Eff. Rent
0 BR$1,910$2,100
1 BR$2,280$2,490
2 BR$2,630$2,890
3 BR$3,410$3,400
4 BR$3,610$3,970
5 BR$4,152
6 BR$4,774
7 BR$5,490
8 BR$6,314

Purchase Price Calculator

Maximum purchase price
$367,536

Cost breakdown

+Likely effective rent$2,890
HUD FMR$2,630
Market rent$3,270
Est. payment standard (110%)Used$2,890
Estimated payment standard is $2,890 (110% of FMR).
-Principal and interest-$1,858
Loan amount$294,029
Down payment$73,507
Rate6.50%
Term30 years
-Operating costs-$832
Property taxes-$368
Insurance-$175
Utilities$0
HOA$0
Management-$289
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$45,994(62.6% ROI)
Projected value
$395,796
Current value$367,536
Return breakdown
Property appreciation+$28,260
Loan principal paid down+$10,534
Rental cash flow+$7,200
5-year hold
+$79,083(107.6% ROI)
Projected value
$415,834
Current value$367,536
Return breakdown
Property appreciation+$48,297
Loan principal paid down+$18,786
Rental cash flow+$12,000
10-year hold
+$171,704(233.6% ROI)
Projected value
$470,478
Current value$367,536
Return breakdown
Property appreciation+$102,941
Loan principal paid down+$44,763
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.72ratio
FMR$1,910
Market$2,640
vs market-$730

FMR is below market; voucher rent may lag private rents.

90% standard$1,719 / 0.65 ratio110% standard$2,101 / 0.80 ratio
0.72
1 BR
1 BR
0.87ratio
FMR$2,280
Market$2,610
vs market-$330

FMR is below market; voucher rent may lag private rents.

90% standard$2,052 / 0.79 ratio110% standard$2,508 / 0.96 ratio
0.87
2 BR
2 BR
0.80ratio
FMR$2,630
Market$3,270
vs market-$640

FMR is below market; voucher rent may lag private rents.

90% standard$2,367 / 0.72 ratio110% standard$2,893 / 0.88 ratio
0.80
3 BR
3 BR
1.00ratio
FMR$3,410
Market$3,400
vs market+$10

FMR is near market; voucher and private rents are aligned.

90% standard$3,069 / 0.90 ratio110% standard$3,751 / 1.10 ratio
1.00
4 BR
4 BR
0.81ratio
FMR$3,610
Market$4,470
vs market-$860

FMR is below market; voucher rent may lag private rents.

90% standard$3,249 / 0.73 ratio110% standard$3,971 / 0.89 ratio
0.81
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 11950 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

11950 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 11950 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,630 and the 4 bedroom fair market rent is $3,610.

Use this page for searches like 11950 FMR, 11950 fair market rent, and 11950 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 11950
Bedroom sizeHUD FMR
Studio$1,910
1 bedroom$2,280
2 bedroom$2,630
3 bedroom$3,410
4 bedroom$3,610