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Suffolk County/Remsenburg/11960

11960

ZIPSAFMR
Suffolk County, NY
Zillow

ZIP Investment Score

34Below average

095130300
BRFMR
Eff. Rent
0 BR$1,950$2,150
1 BR$2,270$2,500
2 BR$2,670$2,940
3 BR$3,430$3,770
4 BR$3,650$4,020
5 BR$4,198Not available
6 BR$4,827Not available
7 BR$5,551Not available
8 BR$6,384Not available

Purchase Price Calculator

Maximum purchase price
$374,966

Cost breakdown

+Likely effective rent$2,940
HUD FMR$2,670
Market rent$3,800
Est. payment standard (110%)Used$2,940
-Principal and interest-$1,896
Loan amount$299,973
Down payment$74,993
Rate6.50%
Term30 years
-Operating costs-$844
Property taxes-$375
Insurance-$175
Utilities$0
HOA$0
Management-$294
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$46,779(62.4% ROI)
Projected value
$403,798
Return breakdown
Property appreciation+$28,831
Loan principal paid down+$10,747
Rental cash flow+$7,200
5-year hold
+$80,439(107.3% ROI)
Projected value
$424,240
Return breakdown
Property appreciation+$49,274
Loan principal paid down+$19,165
Rental cash flow+$12,000
10-year hold
+$174,690(232.9% ROI)
Projected value
$479,989
Return breakdown
Property appreciation+$105,022
Loan principal paid down+$45,668
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.54
1 BR
0.78
2 BR
0.70
3 BR
0.30
4 BR
0.33
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 11960 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 11960 (Remsenburg, NY) is $2,670 a month. That is down 1.8% from $2,720 in FY 2026. Remsenburg is in the Nassau-Suffolk, NY HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,689. Among 111 ZIP codes in Suffolk County, 11960 is tied for the 64th-highest two-bedroom rent (county range $2,480–$3,920). The median county two-bedroom FMR in New York is $1,385, so ZIP 11960 is 93% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 11960
BedroomsFY 2027Change90–110% range
Studio$1,950−1.0%$1,755–$2,145
1BR$2,270−3.8%$2,043–$2,497
2BR$2,670−1.8%$2,403–$2,937
3BR$3,430−2.8%$3,087–$3,773
4BR$3,650−2.1%$3,285–$4,015

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 11960
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,950$2,270$2,670$3,430$3,650
FY 2026$1,970$2,360$2,720$3,530$3,730
FY 2025$1,820$2,210$2,550$3,310$3,540
FY 2024$1,520$1,900$2,220$2,880$3,120
FY 2023$1,450$1,810$2,170$2,790$3,060

Two-bedroom rent in nearby Suffolk County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 11960
11954$2,960+10.9%
11955$2,720+1.9%
11956$2,570−3.7%
11957$2,950+10.5%
11958$2,630−1.5%
11959$3,800+42.3%
11960Current$2,670—
11961$2,480−7.1%
11962$2,6700.0%
11963$3,660+37.1%
11964$3,610+35.2%
11965$2,850+6.7%

Questions about ZIP 11960 rents

How much will Section 8 pay for a two-bedroom in ZIP 11960?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,689, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,420 to $2,958 a month; under the ZIP-level Small Area FMR of $2,670 it would be $2,403 to $2,937. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 11960 in?

ZIP 11960 is in the Nassau-Suffolk, NY HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,689.

How much did fair market rent change in ZIP 11960 for FY 2027?

The two-bedroom FMR fell 1.8%, from $2,720 in FY 2026 to $2,670 in FY 2027. Since FY 2023 it has risen 23.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentRemsenburg, NY fair market rentNY statewide rentsWhat is SAFMR?Data sources