19125
ZIPSAFMR
Philadelphia County, PA
BRFMR
Eff. Rent
0 BR$1,780$1,380
1 BR$1,930$1,790
2 BR$2,300$2,070
3 BR$2,760$2,420
4 BR$3,080$2,590
5 BR$3,542
6 BR$4,073
7 BR$4,684
8 BR$5,387

Purchase Price Calculator

Maximum purchase price
$245,685

Cost breakdown

+Likely effective rent$2,070
HUD FMR$2,300
Market rentUsed$2,070
Est. payment standard (94%)$2,150
Market rent is below the inferred standard ($2,150, 94% of FMR).
-Principal and interest-$1,242
Loan amount$196,548
Down payment$49,137
Rate6.50%
Term30 years
-Operating costs-$628
Property taxes-$246
Insurance-$175
Utilities$0
HOA$0
Management-$207
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,133(67.4% ROI)
Projected value
$264,576
Current value$245,685
Return breakdown
Property appreciation+$18,891
Loan principal paid down+$7,042
Rental cash flow+$7,200
5-year hold
+$56,842(115.7% ROI)
Projected value
$277,970
Current value$245,685
Return breakdown
Property appreciation+$32,285
Loan principal paid down+$12,557
Rental cash flow+$12,000
10-year hold
+$122,735(249.8% ROI)
Projected value
$314,497
Current value$245,685
Return breakdown
Property appreciation+$68,812
Loan principal paid down+$29,922
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.29ratio
FMR$1,780
Market$1,380
vs market+$400

FMR is above market; underwrite to market rent.

90% standard$1,602 / 1.16 ratio110% standard$1,958 / 1.42 ratio
1.29
1 BR
1 BR
1.08ratio
FMR$1,930
Market$1,790
vs market+$140

FMR is near market; voucher and private rents are aligned.

90% standard$1,737 / 0.97 ratio110% standard$2,123 / 1.19 ratio
1.08
2 BR
2 BR
1.11ratio
FMR$2,300
Market$2,070
vs market+$230

FMR is above market; underwrite to market rent.

90% standard$2,070 / 1.00 ratio110% standard$2,530 / 1.22 ratio
1.11
3 BR
3 BR
1.14ratio
FMR$2,760
Market$2,420
vs market+$340

FMR is above market; underwrite to market rent.

90% standard$2,484 / 1.03 ratio110% standard$3,036 / 1.25 ratio
1.14
4 BR
4 BR
1.19ratio
FMR$3,080
Market$2,590
vs market+$490

FMR is above market; underwrite to market rent.

90% standard$2,772 / 1.07 ratio110% standard$3,388 / 1.31 ratio
1.19
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 19125 (PA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

19125 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 19125 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,300 and the 4 bedroom fair market rent is $3,080.

Use this page for searches like 19125 FMR, 19125 fair market rent, and 19125 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 19125
Bedroom sizeHUD FMR
Studio$1,780
1 bedroom$1,930
2 bedroom$2,300
3 bedroom$2,760
4 bedroom$3,080