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19153

ZIPSAFMR
Philadelphia County, PA

ZIP Investment Score

138High yield potential

095130300
BRFMR
Eff. Rent
0 BR$1,380$1,030
1 BR$1,500$1,080
2 BR$1,790$1,460
3 BR$2,130$1,610
4 BR$2,350$1,760
5 BR$2,703Not available
6 BR$3,108Not available
7 BR$3,574Not available
8 BR$4,110Not available

Purchase Price Calculator

Maximum purchase price
$155,039

Cost breakdown

+Likely effective rent$1,460
HUD FMR$1,790
Market rentUsed$1,460
Est. payment standard (90%)$1,610
-Principal and interest-$784
Loan amount$124,031
Down payment$31,008
Rate6.50%
Term30 years
-Operating costs-$476
Property taxes-$155
Insurance-$175
Utilities$0
HOA$0
Management-$146
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,565(76.0% ROI)
Projected value
$166,960
Return breakdown
Property appreciation+$11,921
Loan principal paid down+$4,444
Rental cash flow+$7,200
5-year hold
+$40,298(130.0% ROI)
Projected value
$175,412
Return breakdown
Property appreciation+$20,373
Loan principal paid down+$7,924
Rental cash flow+$12,000
10-year hold
+$86,306(278.3% ROI)
Projected value
$198,463
Return breakdown
Property appreciation+$43,424
Loan principal paid down+$18,882
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.34
1 BR
1.39
2 BR
1.23
3 BR
1.32
4 BR
1.34
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 19153 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 19153 (Philadelphia, PA) is $1,790 a month. That is unchanged from FY 2026. Philadelphia is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 60 ZIP codes in Philadelphia County, 19153 has the 25th-highest two-bedroom rent (county range $1,350–$2,790). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 19153 is 58% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 19153
BedroomsFY 2027Change90–110% range
Studio$1,3800.0%$1,242–$1,518
1BR$1,5000.0%$1,350–$1,650
2BR$1,7900.0%$1,611–$1,969
3BR$2,130−0.9%$1,917–$2,343
4BR$2,350−2.1%$2,115–$2,585

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 19153
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,380$1,500$1,790$2,130$2,350
FY 2026$1,380$1,500$1,790$2,150$2,400
FY 2025$1,390$1,530$1,820$2,190$2,490
FY 2024$1,330$1,480$1,770$2,140$2,470
FY 2023$1,100$1,230$1,490$1,810$2,110

Two-bedroom rent in nearby Philadelphia County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 19153
19144$1,670−6.7%
19145$1,830+2.2%
19146$2,410+34.6%
19147$2,420+35.2%
19148$1,950+8.9%
19149$1,900+6.1%
19150$1,640−8.4%
19151$1,490−16.8%
19152$1,700−5.0%
19153Current$1,790—
19154$1,840+2.8%
19160$1,780−0.6%

Questions about ZIP 19153 rents

How much will Section 8 pay for a two-bedroom in ZIP 19153?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,790, that basic range is $1,611 to $1,969 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 19153 in?

ZIP 19153 is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 19153 for FY 2027?

The two-bedroom FMR was unchanged at $1,790 in FY 2027. Since FY 2023 it has risen 20.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set