19130
ZIPSAFMR
Philadelphia County, PA
BRFMR
Eff. Rent
0 BR$1,940$1,470
1 BR$2,110$1,900
2 BR$2,510$2,450
3 BR$3,010$2,660
4 BR$3,360$3,050
5 BR$3,864
6 BR$4,444
7 BR$5,110
8 BR$5,877

Purchase Price Calculator

Maximum purchase price
$302,153

Cost breakdown

+Likely effective rent$2,450
HUD FMR$2,510
Market rentUsed$2,450
Est. payment standard (98%)$2,470
Market rent is below the inferred standard ($2,470, 98% of FMR).
-Principal and interest-$1,528
Loan amount$241,722
Down payment$60,431
Rate6.50%
Term30 years
-Operating costs-$722
Property taxes-$302
Insurance-$175
Utilities$0
HOA$0
Management-$245
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,093(64.7% ROI)
Projected value
$325,385
Current value$302,153
Return breakdown
Property appreciation+$23,233
Loan principal paid down+$8,660
Rental cash flow+$7,200
5-year hold
+$67,149(111.1% ROI)
Projected value
$341,858
Current value$302,153
Return breakdown
Property appreciation+$39,705
Loan principal paid down+$15,444
Rental cash flow+$12,000
10-year hold
+$145,428(240.7% ROI)
Projected value
$386,781
Current value$302,153
Return breakdown
Property appreciation+$84,628
Loan principal paid down+$36,799
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.32ratio
FMR$1,940
Market$1,470
vs market+$470

FMR is above market; underwrite to market rent.

90% standard$1,746 / 1.19 ratio110% standard$2,134 / 1.45 ratio
1.32
1 BR
1 BR
1.11ratio
FMR$2,110
Market$1,900
vs market+$210

FMR is above market; underwrite to market rent.

90% standard$1,899 / 1.00 ratio110% standard$2,321 / 1.22 ratio
1.11
2 BR
2 BR
1.02ratio
FMR$2,510
Market$2,450
vs market+$60

FMR is near market; voucher and private rents are aligned.

90% standard$2,259 / 0.92 ratio110% standard$2,761 / 1.13 ratio
1.02
3 BR
3 BR
1.13ratio
FMR$3,010
Market$2,660
vs market+$350

FMR is above market; underwrite to market rent.

90% standard$2,709 / 1.02 ratio110% standard$3,311 / 1.24 ratio
1.13
4 BR
4 BR
1.10ratio
FMR$3,360
Market$3,050
vs market+$310

FMR is above market; underwrite to market rent.

90% standard$3,024 / 0.99 ratio110% standard$3,696 / 1.21 ratio
1.10
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 19130 (PA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

19130 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 19130 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,510 and the 4 bedroom fair market rent is $3,360.

Use this page for searches like 19130 FMR, 19130 fair market rent, and 19130 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 19130
Bedroom sizeHUD FMR
Studio$1,940
1 bedroom$2,110
2 bedroom$2,510
3 bedroom$3,010
4 bedroom$3,360