19143

ZIPSAFMR

Philadelphia County, PA

ZIP Investment Score

195High yield potential

095130300

BR	FMR	Eff. Rent	3Y CAGR
0 BR	$1,330	$1,150	7.9%
1 BR	$1,440	$1,420	6.9%
2 BR	$1,720	$1,570	6.8%
3 BR	$2,050	$1,760	6.4%
4 BR	$2,260	$2,100	4.7%
5 BR	$2,599	Not available	4.7%
6 BR	$2,989	Not available	4.7%
7 BR	$3,437	Not available	4.7%
8 BR	$3,953	Not available	4.7%

Purchase Price Calculator

Maximum purchase price

$171,385

Cost breakdown

+Likely effective rent$1,570

HUD FMR$1,720

Market rentUsed$1,570

Est. payment standard (94%)$1,620

-Principal and interest-$867

Loan amount$137,108

Down payment$34,277

Rate6.50%

Term30 years

-Operating costs-$503

Property taxes-$171

Insurance-$175

Utilities$0

HOA$0

Management-$157

=Target cash flow+$200

Calculation mode

BedroomsCash-flow target

Down payment methodDown payment %

HOA / mo

Utilities methodUtilities amount

Management methodManagement % of rent

Hold period projections

Annual appreciation rate

3-year hold

+$25,290(73.8% ROI)

Projected value

$184,563

Return breakdown

Property appreciation+$13,178

Loan principal paid down+$4,912

Rental cash flow+$7,200

5-year hold

+$43,281(126.3% ROI)

Projected value

$193,906

Return breakdown

Property appreciation+$22,521

Loan principal paid down+$8,760

Rental cash flow+$12,000

10-year hold

+$92,875(271.0% ROI)

Projected value

$219,387

Return breakdown

Property appreciation+$48,002

Loan principal paid down+$20,873

Rental cash flow+$24,000

Public Housing Authority

Rolodex

Market Alignment

Studio

1.16ratio

FMR$1,330

Market$1,150

vs market+$180

FMR is above market; underwrite to market rent.

1.16

1 BR

1.01ratio

FMR$1,440

Market$1,420

vs market+$20

FMR is near market; voucher and private rents are aligned.

1.01

2 BR

1.10ratio

FMR$1,720

Market$1,570

vs market+$150

FMR is near market; voucher and private rents are aligned.

1.10

3 BR

1.16ratio

FMR$2,050

Market$1,760

vs market+$290

FMR is above market; underwrite to market rent.

1.16

4 BR

1.08ratio

FMR$2,260

Market$2,100

vs market+$160

FMR is near market; voucher and private rents are aligned.

1.08

0.700.800.901.001.101.201.30aligned range

Historical

FY 2023-2027

FMR: FY2027
Market rent: last ~365 days
Property value: --
Tax rate: --
Mortgage rate: --

ZIP 19143 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 19143 (Philadelphia, PA) is $1,720 a month. That is up 13.2% from $1,520 in FY 2026. Philadelphia is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 60 ZIP codes in Philadelphia County, 19143 has the 37th-highest two-bedroom rent (county range $1,350–$2,790). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 19143 is 51% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 19143
Bedrooms	FY 2026	FY 2027	Change	90–110% range
Studio	$1,170	$1,330	+13.7%	$1,197–$1,463
1BR	$1,280	$1,440	+12.5%	$1,296–$1,584
2BR	$1,520	$1,720	+13.2%	$1,548–$1,892
3BR	$1,820	$2,050	+12.6%	$1,845–$2,255
4BR	$2,030	$2,260	+11.3%	$2,034–$2,486

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 19143
Fiscal year	Studio	1BR	2BR	3BR	4BR
FY 2027	$1,330	$1,440	$1,720	$2,050	$2,260
FY 2026	$1,170	$1,280	$1,520	$1,820	$2,030
FY 2025	$1,110	$1,230	$1,460	$1,760	$2,000
FY 2024	$1,060	$1,180	$1,410	$1,700	$1,970
FY 2023	$890	$1,000	$1,210	$1,470	$1,710

Two-bedroom rent in nearby Philadelphia County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code	2 bedroom	vs. 19143
19137	$1,600	−7.0%
19138	$1,590	−7.6%
19139	$1,560	−9.3%
19140	$1,510	−12.2%
19141	$1,400	−18.6%
19142	$1,680	−2.3%
19143Current	$1,720	—
19144	$1,670	−2.9%
19145	$1,830	+6.4%
19146	$2,410	+40.1%
19147	$2,420	+40.7%
19148	$1,950	+13.4%

Questions about ZIP 19143 rents

How much will Section 8 pay for a two-bedroom in ZIP 19143?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,720, that basic range is $1,548 to $1,892 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 19143 in?

ZIP 19143 is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 19143 for FY 2027?

The two-bedroom FMR rose 13.2%, from $1,520 in FY 2026 to $1,720 in FY 2027. Since FY 2023 it has risen 42.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rent Philadelphia, PA fair market rent PA statewide rents What is SAFMR?Data sources