19152

ZIPSAFMR

Philadelphia County, PA

ZIP Investment Score

113Above average

095130300

BR	FMR	Eff. Rent	3Y CAGR
0 BR	$1,310	$1,190	5.1%
1 BR	$1,420	$1,300	4.3%
2 BR	$1,700	$1,800	4.3%
3 BR	$2,030	$2,070	3.9%
4 BR	$2,230	$2,280	2.2%
5 BR	$2,565	Not available	2.2%
6 BR	$2,949	Not available	2.2%
7 BR	$3,392	Not available	2.2%
8 BR	$3,900	Not available	2.2%

Purchase Price Calculator

Maximum purchase price

$205,563

Cost breakdown

+Likely effective rent$1,800

HUD FMR$1,700

Market rent$1,850

Est. payment standard (106%)Used$1,800

-Principal and interest-$1,039

Loan amount$164,450

Down payment$41,113

Rate6.50%

Term30 years

-Operating costs-$561

Property taxes-$206

Insurance-$175

Utilities$0

HOA$0

Management-$180

=Target cash flow+$200

Calculation mode

BedroomsCash-flow target

Down payment methodDown payment %

HOA / mo

Utilities methodUtilities amount

Management methodManagement % of rent

Hold period projections

Annual appreciation rate

3-year hold

+$28,898(70.3% ROI)

Projected value

$221,369

Return breakdown

Property appreciation+$15,806

Loan principal paid down+$5,892

Rental cash flow+$7,200

5-year hold

+$49,519(120.4% ROI)

Projected value

$232,575

Return breakdown

Property appreciation+$27,013

Loan principal paid down+$10,507

Rental cash flow+$12,000

10-year hold

+$106,611(259.3% ROI)

Projected value

$263,138

Return breakdown

Property appreciation+$57,575

Loan principal paid down+$25,036

Rental cash flow+$24,000

Public Housing Authority

Rolodex

Market Alignment

Studio

1.10ratio

FMR$1,310

Market$1,190

vs market+$120

FMR is above market; underwrite to market rent.

1.10

1 BR

1.09ratio

FMR$1,420

Market$1,300

vs market+$120

FMR is near market; voucher and private rents are aligned.

1.09

2 BR

0.92ratio

FMR$1,700

Market$1,850

vs market-$150

FMR is near market; voucher and private rents are aligned.

0.92

3 BR

0.97ratio

FMR$2,030

Market$2,090

vs market-$60

FMR is near market; voucher and private rents are aligned.

0.97

4 BR

0.97ratio

FMR$2,230

Market$2,300

vs market-$70

FMR is near market; voucher and private rents are aligned.

0.97

0.700.800.901.001.101.201.30aligned range

Historical

FY 2023-2027

FMR: FY2027
Market rent: last ~365 days
Property value: --
Tax rate: --
Mortgage rate: --

ZIP 19152 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 19152 (Philadelphia, PA) is $1,700 a month. That is up 4.9% from $1,620 in FY 2026. Philadelphia is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 60 ZIP codes in Philadelphia County, 19152 has the 38th-highest two-bedroom rent (county range $1,350–$2,790). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 19152 is 50% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 19152
Bedrooms	FY 2026	FY 2027	Change	90–110% range
Studio	$1,250	$1,310	+4.8%	$1,179–$1,441
1BR	$1,360	$1,420	+4.4%	$1,278–$1,562
2BR	$1,620	$1,700	+4.9%	$1,530–$1,870
3BR	$1,940	$2,030	+4.6%	$1,827–$2,233
4BR	$2,170	$2,230	+2.8%	$2,007–$2,453

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 19152
Fiscal year	Studio	1BR	2BR	3BR	4BR
FY 2027	$1,310	$1,420	$1,700	$2,030	$2,230
FY 2026	$1,250	$1,360	$1,620	$1,940	$2,170
FY 2025	$1,200	$1,330	$1,580	$1,900	$2,160
FY 2024	$1,130	$1,250	$1,500	$1,810	$2,090
FY 2023	$930	$1,040	$1,260	$1,530	$1,780

Two-bedroom rent in nearby Philadelphia County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code	2 bedroom	vs. 19152
19144	$1,670	−1.8%
19145	$1,830	+7.6%
19146	$2,410	+41.8%
19147	$2,420	+42.4%
19148	$1,950	+14.7%
19149	$1,900	+11.8%
19150	$1,640	−3.5%
19151	$1,490	−12.4%
19152Current	$1,700	—
19153	$1,790	+5.3%
19154	$1,840	+8.2%
19160	$1,780	+4.7%

Questions about ZIP 19152 rents

How much will Section 8 pay for a two-bedroom in ZIP 19152?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,700, that basic range is $1,530 to $1,870 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 19152 in?

ZIP 19152 is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 19152 for FY 2027?

The two-bedroom FMR rose 4.9%, from $1,620 in FY 2026 to $1,700 in FY 2027. Since FY 2023 it has risen 34.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rent Philadelphia, PA fair market rent PA statewide rents What is SAFMR?Data sources